Hometown Credit Union

A short history of Hometown CU

Since its inception in 1949 the Hometown Credit Union has been serving its members in the KULM, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by HAROLD HAGEN, the Hometown CU has grown its membership to over 2,889 with assets of more than $109,366,699. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (701) 647-2448 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KULM, ND.

General Information For Hometown CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Hometown Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Dakota Plains CU	DPCU - Ellendale	120 1st st NW	58436	(701) 349-3842	No	11.04

Hometown Credit Union Financial Performance Charts

Financial Data

Hometown Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	5.00	5.50	5.00	5.25
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	397	384	268	260
Rank Among All North Dakota Credit Unions	N/A	25	24	13	14

Hometown Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.25	0.50	N/A	1.32	2.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	95	66	N/A	116	17
Rank Among All North Dakota Credit Unions	2	4	N/A	6	1

Hometown Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	10.000	117	180,997
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	5.000	26	502,905
Used Vehicle Loans	5.500	393	3,686,422
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.000	378	47,936,554
Total Other Real Estate Loans/Lines of Credit	5.250	16	618,903
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.700	762	45,466,937
TOTAL LOANS & LEASES		1,692	98,392,718

Hometown Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	67	3,529,048	9	362,820
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	311	44,407,506	22	3,779,547
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	16	618,903	4	158,000
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	394	48,555,457	35	4,300,367

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Hometown Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes