Homefield Credit Union

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A short history of Homefield CU

Since its inception in 1966 the Homefield Credit Union has been serving its members in the NORTH GRAFTON, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lloyd Hamm, the Homefield CU has grown its membership to over 9,502 with assets of more than $144,504,151. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (508) 839-5493 or email them at memberservices@graftonsuburban.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORTH GRAFTON, MA.

General Information For Homefield CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68057
Address 86 WORCESTER ST 
State Massachusetts 
Zip-Code 01536
Phone Number (508) 839-5493
Fax Number (508) 839-5714
Email Address: memberservices@graftonsuburban.com
CEO/President Lloyd Hamm
Members 9,502 
Full-Time Employees 32 
Part-Time Employees
Number of Branch Offices
Total Assets 144,504,151 
Website http://www.homefieldcu.com 

Compare Homefield Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Shrewsbury CU SHREWSBURY FEDERAL CREDIT UNION 489 BOSTON TPKE 01545 (508) 845-6755 No 3.98
Millbury CU Auburn 56 Auburn St 01501 (508) 721-0021 No 4.28
Central One CU Westborough 40 South St 01581 (508) 366-5553 No 4.96
Webster First CU Fitchburg High School 140 Arnhow Farm Rd 01420 (508) 671-5098 No 5.50
St. Vincent Hospital CU Main 123 Summer St 01608 (508) 363-9339 No 6.13

Homefield Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Homefield Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.75 4.75 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 369 296 138 132
Rank Among All Massachusetts Credit Unions N/A 74 64 35 28

Homefield Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 263 227
Rank Among All Massachusetts Credit Unions N/A 21 29 52 45
Homefield Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 18.0008474,771,465
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7502153,344,732
Used Vehicle Loans 4.7501,11610,608,275
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00023851,297,156
Total Other Real Estate Loans/Lines of Credit 4.25049724,723,308
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.750942,945,426
TOTAL LOANS & LEASES 3,00797,690,362

Homefield Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7912,104,194204,730,995
    b. 15 Years or less 241,756,50600
    a. > 15 years 4010,378,8892619,400
    b. 15 Years or less 9426,983,261164,961,300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 174,30600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 722,212,4364176,000
Closed-End Adjustable Rate 7119,11100
Open-End Adjustable Rate 41822,391,761401,829,695
Open-End Fixed Rate 0000
TOTALS 73576,020,4648212,317,390


Interest Only & Payment Option 1st Mortgage Loans 42,879,578870,000
Interest Only & Payment Option Other RE/LOC Loans 41822,391,7611,829,695
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Homefield Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes