Hilco Federal Credit Union

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A short history of Hilco FCU

Since its inception in 1960 the Hilco Federal Credit Union has been serving its members in the Kerrville, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ed Baskin, Jr., the Hilco FCU has grown its membership to over 1,031 with assets of more than $7,686,927. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (830) 257-8238 or email them at hilcocu@hilcocu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kerrville, TX.

General Information For Hilco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14001
Address PO Box 291717 
City Kerrville 
State Texas 
Zip-Code 78029
Phone Number (830) 257-8238
Fax Number (830) 792-6865
Email Address: hilcocu@hilcocu.com
CEO/President Ed Baskin, Jr.
Members 1,031 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,686,927 
Website http://www.hilcocu.com 

Compare Hilco Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Texhillco School Employees CU Main Office 1018 Sidney Baker St 78028 (830) 896-3977 No 0.64
Kerr County CU West Branch 2335 Junction Hwy 78028 (830) 896-6808 No 2.96

Hilco Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Hilco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.13 7.47 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 296 585 N/A N/A
Rank Among All Texas Credit Unions N/A 112 191 N/A N/A

Hilco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.10 N/A 0.75 0.67
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 129 N/A 215 202
Rank Among All Texas Credit Unions 26 47 N/A 71 49
Hilco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.7603341,069,599
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.13020457,725
Used Vehicle Loans 7.4701701,635,454
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.35052709,097
TOTAL LOANS & LEASES 5763,871,875

Hilco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hilco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes