High Desert Community Credit Union

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A short history of High Desert Community CU

Since its inception in 1956 the High Desert Community Credit Union has been serving its members in the Aztec, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brian Bone, the High Desert Community CU has grown its membership to over 1,846 with assets of more than $12,620,351. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (505) 334-3047 or email them at babcreditunion@hotmail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Aztec, NM.

General Information For High Desert Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66185
Address PO Box 1059 
City Aztec 
State New Mexico 
Zip-Code 87410
Phone Number (505) 334-3047
Fax Number (877) 645-6258
Email Address: babcreditunion@hotmail.com
CEO/President Brian Bone
Members 1,846 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,620,351 
Website http://www.babcreditunion.com 

Compare High Desert Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Animas CU Bloomfield Branch 405 W Broadway Ave 87401 (505) 326-7701 No 15.22
Four Corners CU Four Corners Federal Credit Union 16 Road 6500 87417 (505) 598-6623 No 24.00
Southwest Colorado CU Main Office 15 Bodo Dr 81303 (970) 247-5204 No 26.24

High Desert Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


High Desert Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.20 5.87 4.00 5.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 305 428 138 339
Rank Among All New Mexico Credit Unions N/A 21 19 6 16

High Desert Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 1.40 N/A 1.13 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 28 N/A 148 158
Rank Among All New Mexico Credit Unions N/A 1 N/A 10 7
High Desert Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.570194224,047
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.20050937,055
Used Vehicle Loans 5.8703904,358,720
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000332,778,614
Total Other Real Estate Loans/Lines of Credit 5.9909311,346
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7901572,350,251
TOTAL LOANS & LEASES 83310,960,033

High Desert Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1250,64400
    b. 15 Years or less 151,187,3553245,800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 171,340,6153175,000

OTHER REAL ESTATE

Closed-End Fixed Rate 9311,3465230,350
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 423,089,96011651,150

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

High Desert Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No