Heartland Credit Union

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A short history of Heartland CU

Since its inception in 1946 the Heartland Credit Union has been serving its members in the Springfield, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tom Lex, the Heartland CU has grown its membership to over 30,446 with assets of more than $275,756,550. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (217) 726-8877 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Springfield, IL.

General Information For Heartland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64441
Address 2213 W White Oaks Dr 
City Springfield 
State Illinois 
Zip-Code 62704
Phone Number (217) 726-8877
Fax Number (217) 726-2157
Email Address: none
CEO/President Tom Lex
Members 30,446 
Full-Time Employees 69 
Part-Time Employees
Number of Branch Offices
Total Assets 275,756,550 
Website http://www.hcu.org 

Compare Heartland Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Funeral Service CU Funeral Service CU 915 S Durkin Dr Ste A 62791 (217) 546-5480 No 1.65
Irse CU IRSE Credit Union 3101 Constitution Dr Ste 111 62704 (217) 726-9595 No 2.09
Illinois State Police CU ISPFCU 730 Engineering Ave 62703 (217) 523-8000 No 2.32
Illinois Educators CU Central 1420 S 8th St 62703 (217) 528-2642 No 2.38
Springfield City Employees CU Main 300 S 7th St Ste B4 62701 (217) 789-2346 No 2.83

Heartland Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Heartland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.84 3.49 3.88 4.63
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 127 146 119 186
Rank Among All Illinois Credit Unions N/A 38 39 22 38

Heartland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.30 0.25 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 97 310 243
Rank Among All Illinois Credit Unions N/A 26 16 57 35
Heartland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.0001,4143,282,200
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8406,582115,724,698
Used Vehicle Loans 3.4906,91379,278,462
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8802489,199,212
Total Other Real Estate Loans/Lines of Credit 4.63053312,561,384
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2503082,350,593
TOTAL LOANS & LEASES 15,998222,396,549

Heartland Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8528,4378010,937,735
    b. 15 Years or less 1594,871,267484,056,919
    a. > 15 years 0000
    b. 15 Years or less 151,534,9152230,400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 662,264,59300


Closed-End Fixed Rate 1082,210,50015757,989
Closed-End Adjustable Rate 122,90000
Open-End Adjustable Rate 42410,327,98443888,876
Open-End Fixed Rate 0000
TOTALS 78121,760,59618816,871,919


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2258,241409,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heartland Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes