Heartland Credit Union

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A short history of Heartland CU

Since its inception in 1939 the Heartland Credit Union has been serving its members in the Inver Grove Hei, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kathleen Harrington, the Heartland CU has grown its membership to over 10,530 with assets of more than $112,018,594. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (651) 451-5160 or email them at info@heartlandcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Inver Grove Hei, MN.

General Information For Heartland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64168
Address 5500 S Robert Trl 
City Inver Grove Hei 
State Minnesota 
Zip-Code 55077
Phone Number (651) 451-5160
Fax Number (651) 451-4340
Email Address: info@heartlandcu.com
CEO/President Kathleen Harrington
Members 10,530 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 112,018,594 
Website http://www.heartlandcu.com 

Compare Heartland Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Wakota CU Main Office 1151 Southview Blvd 55075 (651) 451-3330 No 4.15
First Pace CU FIRST PACE Credit Union 161 Marie Ave E 55118 (651) 451-8495 No 4.30
Riverview CU Main Office 115 Hardman Ave S 55075 (651) 224-4631 No 4.72
Affinity Plus CU Rochester 3482 55th St NW 55901 (507) 285-0352 No 7.63
Associated Healthcare CU St Joseph's Office 45 10th St W 55102 (651) 383-4000 No 7.99

Heartland Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Heartland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.39 2.39 3.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 70 41 44 100
Rank Among All Minnesota Credit Unions 22 10 3 5 14

Heartland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 1.29 1.29
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 119 119
Rank Among All Minnesota Credit Unions N/A 22 20 6 5
Heartland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9002,0135,713,457
All Other Unsecured Loans/Lines of Credit 11.4909862,303,606
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.3903136,399,603
Used Vehicle Loans 2.3902,21325,713,370
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25019118,736,448
Total Other Real Estate Loans/Lines of Credit 4.0002687,603,454
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1905254,901,918
TOTAL LOANS & LEASES 6,50971,371,856

Heartland Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 405,376,2702316,690
    b. 15 Years or less 15113,360,178141,538,042
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1424,561,259301,247,647
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1263,042,19514499,000
Open-End Fixed Rate 0000
TOTALS 45926,339,902603,601,379


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heartland Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes