Healthcare Associates Credit Union

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A short history of Healthcare Associates CU

Since its inception in 1979 the Healthcare Associates Credit Union has been serving its members in the Naperville, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joseph Kregul, the Healthcare Associates CU has grown its membership to over 37,373 with assets of more than $335,077,153. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (630) 276-5555 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Naperville, IL.

General Information For Healthcare Associates CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65421
Address 1151 E Warrenville Road 
City Naperville 
State Illinois 
Zip-Code 60563
Phone Number (630) 276-5555
Fax Number (630) 276-5841
Email Address:
CEO/President Joseph Kregul
Members 37,373 
Full-Time Employees 71 
Part-Time Employees
Number of Branch Offices
Total Assets 335,077,153 

Compare Healthcare Associates Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northstar CU Plainfield Branch 12251 S Route 59 60585 (630) 393-7201 No 1.23
Dupage CU Operations Center II Brookdale 1935 Brookdale Rd Ste 119 60563 (630) 428-3440 No 1.67
Services Credit Union CU Illinois Credit Union League 1807 W Diehl Rd 60566 (630) 983-3400 No 1.93
Molex Employees CU AMI 8348 Corporate Dr 53406 (800) 558-3709 No 3.80
Dupage County Employees CU DuPage County Employees Credit Union 421 N County Farm Rd 60187 (630) 407-5270 No 4.89

Healthcare Associates Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Healthcare Associates Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.60 2.34 2.59 4.38 2.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 531 65 59 191 22
Rank Among All Illinois Credit Unions 74 19 18 36 2

Healthcare Associates Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.70 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 224 199
Rank Among All Illinois Credit Unions N/A 34 16 38 23
Healthcare Associates Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.6005,89915,989,316
All Other Unsecured Loans/Lines of Credit 15.9003,00414,648,724
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0003149,729
New Vehicle Loans 2.3401,17817,003,729
Used Vehicle Loans 2.5903,19041,730,055
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.38075367,595,134
Total Other Real Estate Loans/Lines of Credit 2.95068123,570,833
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0002922,619,676
TOTAL LOANS & LEASES 15,000183,307,196

Healthcare Associates Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11719,223,0013848,500
    b. 15 Years or less 54542,644,249667,688,276
    a. > 15 years 11,208,10800
    b. 15 Years or less 4485,81500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 864,033,9615416,725
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 43812,625,571573,584,575
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 24310,945,26220668,630
Open-End Fixed Rate 0000
TOTALS 1,43491,165,96715113,206,706


Interest Only & Payment Option 1st Mortgage Loans 803,542,379416,725
Interest Only & Payment Option Other RE/LOC Loans 24310,945,262668,630
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 6491,58200

Healthcare Associates Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes