Harvest Federal Credit Union

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A short history of Harvest FCU

Since its inception in 1970 the Harvest Federal Credit Union has been serving its members in the HEATH, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Julie King, the Harvest FCU has grown its membership to over 2,592 with assets of more than $28,227,562. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (740) 522-5277 or email them at harvestfcu@harvestfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HEATH, OH.

General Information For Harvest FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20302
Address P.O. BOX 2216 
State Ohio 
Zip-Code 43056
Phone Number (740) 522-5277
Fax Number (740) 522-6672
Email Address: harvestfcu@harvestfcu.org
CEO/President Julie King
Members 2,592 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 28,227,562 
Website http://www.harvestfcu.org 

Compare Harvest Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hopewell CU Main office 501 Hopewell Dr 43056 (740) 522-8311 No 5.17
Truecore CU Fiberglas Federal Credit Union 215 Deo Dr 43055 (740) 345-6608 No 7.64
Genesis Employees CU Genesis Employees' Credit Union 860 Bethesda Dr 43701 (740) 454-4603 No 17.01
Lan-fair CU LAN-FAIR FEDERAL CREDIT UNION LANCASTER LOCATION 926 Prestige Blvd 43130 (740) 654-2886 No 24.30
Kemba Financial CU Gahanna 110 N Hamilton Rd 43230 (614) 235-2395 No 27.71

Harvest Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Harvest Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.65 2.99 4.13 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 103 91 160 200
Rank Among All Ohio Credit Unions 23 17 16 37 38

Harvest Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.17 0.60 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 122 240 283
Rank Among All Ohio Credit Unions N/A 28 32 67 74
Harvest Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9001,1361,989,987
All Other Unsecured Loans/Lines of Credit 13.900427967,872
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.650881,695,517
Used Vehicle Loans 2.9903844,648,819
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.130775,047,643
Total Other Real Estate Loans/Lines of Credit 4.750732,019,067
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 13.99042284,287
TOTAL LOANS & LEASES 2,22716,653,192

Harvest Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 322,443,0992174,785
    b. 15 Years or less 281,568,13600
    a. > 15 years 3192,36800
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 14844,04000


Closed-End Fixed Rate 681,888,9019294,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 5130,16600
TOTALS 1507,066,71011469,285


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Harvest Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes