Har-co Credit Union

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A short history of Har-co CU

Since its inception in 1955 the Har-co Credit Union has been serving its members in the BEL AIR, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Meehan, the Har-co CU has grown its membership to over 15,608 with assets of more than $192,279,650. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (410) 838-9090 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BEL AIR, MD.

General Information For Har-co CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68639
Address 30 N HICKORY AVE 
State Maryland 
Zip-Code 21014
Phone Number (410) 838-9090
Fax Number (410) 803-2449
Email Address: ----
CEO/President James Meehan
Members 15,608 
Full-Time Employees 54 
Part-Time Employees
Number of Branch Offices
Total Assets 192,279,650 
Website http://www.harcocu.org 

Compare Har-co Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Freedom Of Maryland CU Fountain Green 1304 E Churchville Rd 21014 (410) 676-5700 No 2.87
Aberdeen Proving Ground CU Edgewood Operations Center 1321 Pulaski Hwy 21001 (410) 272-4000 No 7.37
Destinations Credit Union CU CU*Answers 6000 28th St SE 49546 66333 No 14.12
Lm CU MAIN OFFICE 101 CHESAPEAKE PARK PLZ 21220 (410) 687-5240 No 14.77
Central Credit Union Of Maryland,in CU Main Office 8501 La Salle Rd 21286 (410) 828-4500 No 15.56

Har-co Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Har-co Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.56 3.01 3.40 3.79 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 207 147 137 107 100
Rank Among All Maryland Credit Unions 12 22 23 13 12

Har-co Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.04 0.04 0.48 0.57
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 146 144 269 217
Rank Among All Maryland Credit Unions N/A 22 25 35 16
Har-co Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5603,4018,757,647
All Other Unsecured Loans/Lines of Credit 14.3201,1662,670,557
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0103095,182,034
Used Vehicle Loans 3.4001,60818,222,819
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.79036552,734,815
Total Other Real Estate Loans/Lines of Credit 4.00073930,402,514
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.7903521,212,841
TOTAL LOANS & LEASES 7,940119,183,227

Har-co Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19534,976,073163,147,710
    b. 15 Years or less 14613,681,32481,563,500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 171,24100
Adjustable Rate > 1 yr 234,006,1772191,650


Closed-End Fixed Rate 22447,06400
Closed-End Adjustable Rate 71729,955,450553,839,988
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,10483,137,329818,742,848


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 603,166,089275,872
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Har-co Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes