Hamlet Federal Credit Union

  • +1

A short history of Hamlet FCU

Since its inception in 1972 the Hamlet Federal Credit Union has been serving its members in the hamlet, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Kirkley, the Hamlet FCU has grown its membership to over 2,615 with assets of more than $17,489,194. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (910) 582-1227 or email them at hamletfcu@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in hamlet, NC.

General Information For Hamlet FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21044
Address po box 271 
City hamlet 
State North Carolina 
Zip-Code 28345
Phone Number (910) 582-1227
Fax Number (910) 582-1736
Email Address: hamletfcu@bellsouth.net
CEO/President William Kirkley
Members 2,615 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,489,194 
Website http://hamlet.online-cu.com 

Compare Hamlet Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)

Hamlet Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Hamlet Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 4.00 6.00 5.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 282 443 268 N/A
Rank Among All North Carolina Credit Unions 25 26 39 26 N/A

Hamlet Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 318 271
Rank Among All North Carolina Credit Unions N/A 15 23 34 24
Hamlet Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.990156380,583
All Other Unsecured Loans/Lines of Credit 16.0005082,052,001
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0001162,626,778
Used Vehicle Loans 6.00081927,034
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000371,506,724
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.00041253,452
TOTAL LOANS & LEASES 9397,746,572

Hamlet Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 371,506,72400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 371,506,72400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hamlet Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes