H M S A Employees Federal Credit Union

A short history of H M S A Employees FCU

Since its inception in 1961 the H M S A Employees Federal Credit Union has been serving its members in the Honolulu, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Fumie Lum, the H M S A Employees FCU has grown its membership to over 3,578 with assets of more than $70,887,252. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (808) 948-5154 or email them at hmsaefcu@hmsa.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Honolulu, HI.

General Information For H M S A Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare H M S A Employees Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Plumbers & Fitters Local 675 CU	Hawaii FCU	1244 Kaumualii St	96817	(800) 443-8698	No	0.31
Hawaii State CU	Main Branch	560 Halekauwila St	96802	(808) 587-2700	No	0.32
Hawaii Central CU	Hawaii Central Federal Credit Union	681 S King St	96813	(808) 536-3677	No	0.32
Hawaii Schools CU	Hawaii Schools FCU - Main	233 Vineyard St	96813	(808) 521-0302	No	0.33
Honolulu CU	Moiliili Branch	2305 S Beretania St	96823	(808) 777-5646	No	0.36

H M S A Employees Federal Credit Union Financial Performance Charts

Financial Data

H M S A Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.00	2.00	2.50	N/A	3.75
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	91	35	52	N/A	74
Rank Among All Hawaii Credit Unions	4	2	2	N/A	8

H M S A Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.50	0.50	N/A	N/A	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	69	66	N/A	N/A	N/A
Rank Among All Hawaii Credit Unions	1	5	N/A	N/A	N/A

H M S A Employees Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.000	93	128,551
All Other Unsecured Loans/Lines of Credit	5.000	238	1,931,617
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.000	143	2,051,616
Used Vehicle Loans	2.500	98	1,154,436
Total 1st Mortgage Real Estate Loans/Lines of Credit	0.000	0	0
Total Other Real Estate Loans/Lines of Credit	3.750	113	6,524,690
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.000	48	576,102
TOTAL LOANS & LEASES		733	12,367,012

H M S A Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	113	6,524,690	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	113	6,524,690	0	0

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

H M S A Employees Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes