Gulf Winds Federal Credit Union

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A short history of Gulf Winds FCU

Since its inception in 1954 the Gulf Winds Federal Credit Union has been serving its members in the PENSACOLA, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christopher Rutledge, the Gulf Winds FCU has grown its membership to over 60,018 with assets of more than $659,619,063. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (850) 479-9601 or email them at gwfcu@gwfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PENSACOLA, FL.

General Information For Gulf Winds FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24702
Address 220 E NINE MILE RD 
City PENSACOLA 
State Florida 
Zip-Code 32534
Phone Number (850) 479-9601
Fax Number (850) 479-5830
Email Address: gwfcu@gwfcu.org
CEO/President Christopher Rutledge
Members 60,018 
Full-Time Employees 190 
Part-Time Employees 25 
Number of Branch Offices 12 
Total Assets 659,619,063 
Website http://www.gogulfwinds.com 

Compare Gulf Winds Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pen Air CU Saufley 4523 Saufley Field Rd 32514 (850) 505-3200 No 3.56
Florida State Employees CU Downtown Location 7 N Coyle St Unit B 32524 (850) 438-9677 No 3.93
Central Credit Union Of Florida CU Home Office 1200 E Nine Mile Rd 32522 (850) 474-0970 No 4.73
Harvesters CU Corporate Office 480 S Highway 29 32533 (850) 968-2233 No 4.90
Pensacola L & N CU PENSACOLA L&N FEDERAL CREDIT UNION 251 AMBER ST 32503 (850) 433-6159 No 6.12

Gulf Winds Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Gulf Winds Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 1.99 1.99 3.25 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 34 21 44 229
Rank Among All Florida Credit Unions 24 5 1 5 23

Gulf Winds Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.55 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 251 250
Rank Among All Florida Credit Unions N/A 8 N/A 48 36
Gulf Winds Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9009,44722,767,211
All Other Unsecured Loans/Lines of Credit 9.9003,73612,962,934
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901,53932,940,737
Used Vehicle Loans 1.9909,933142,349,575
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2501,367146,234,068
Total Other Real Estate Loans/Lines of Credit 5.00055315,206,251
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2502,15130,184,284
TOTAL LOANS & LEASES 28,726402,645,060

Gulf Winds Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 763102,295,9818813,569,650
    b. 15 Years or less 57642,406,743182,441,700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 121,227,21900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 16304,12500

OTHER REAL ESTATE

Closed-End Fixed Rate 3388,509,785472,241,320
Closed-End Adjustable Rate 14,11900
Open-End Adjustable Rate 2146,692,347701,417,572
Open-End Fixed Rate 0000
TOTALS 1,920161,440,31922319,670,242

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1585,945,6351,359,076
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gulf Winds Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes