Gulf Coast Federal Credit Union

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A short history of Gulf Coast FCU

Since its inception in 1940 the Gulf Coast Federal Credit Union has been serving its members in the Corpus Christi, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeremy Garza, the Gulf Coast FCU has grown its membership to over 11,643 with assets of more than $205,598,279. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (361) 980-8203 or email them at operations@ccgcfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Corpus Christi, TX.

General Information For Gulf Coast FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4060
Address P O Box 8849 
City Corpus Christi 
State Texas 
Zip-Code 78468
Phone Number (361) 980-8203
Fax Number (361) 980-9665
Email Address: operations@ccgcfcu.com
CEO/President Jeremy Garza
Members 11,643 
Full-Time Employees 56 
Part-Time Employees
Number of Branch Offices
Total Assets 205,598,279 
Website http://www.ccgcfcu.com 

Compare Gulf Coast Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Corpus Christi S.p. CU Corpus Christi S.P. Credit Union 1120 N Tancahua St 78403 (361) 888-8332 No 0.10
Nce CU N. C. E. CREDIT UNION 901 Leopard St 78401 (361) 882-4780 No 0.36
Third Coast CU Third Coast FCU 1601 5th St 78404 (361) 814-3463 No 1.75
Corpus Christi Postal Employees CU Corpus Christi Postal Employees Credit Union 808 Nueces Bay Blvd 78469 (361) 888-5871 No 1.85
E E South Texas CU E E South Texas Credit Union 3649 Leopard St Ste 300 78469 (361) 888-4610 No 2.18

Gulf Coast Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Gulf Coast Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 2.95 2.95 3.25 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 139 88 44 56
Rank Among All Texas Credit Unions 15 48 37 9 6

Gulf Coast Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.55 1.44 1.74
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 55 98 71
Rank Among All Texas Credit Unions N/A 34 9 29 9
Gulf Coast Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9907688,047
All Other Unsecured Loans/Lines of Credit 9.9902,0193,560,298
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9501,63146,560,938
Used Vehicle Loans 2.9502,55142,866,896
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25081485,280,508
Total Other Real Estate Loans/Lines of Credit 3.50016589,343
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.9905546,661,706
TOTAL LOANS & LEASES 7,661185,607,736

Gulf Coast Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13221,420,395325,879,023
    b. 15 Years or less 45226,979,25416897,830
Balloon/Hybrid
    a. > 15 years 21333,940,24200
    b. 15 Years or less 172,940,61700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 16589,34300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 83085,869,851486,776,853

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gulf Coast Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes