Grove City Area Federal Credit Union

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A short history of Grove City Area FCU

Since its inception in 1950 the Grove City Area Federal Credit Union has been serving its members in the GROVE CITY, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Alysia McCandless, the Grove City Area FCU has grown its membership to over 8,646 with assets of more than $82,257,344. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (724) 748-6091 or email them at info@gcafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GROVE CITY, PA.

General Information For Grove City Area FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6722
Address 1600 S CENTER STREET EXT 
City GROVE CITY 
State Pennsylvania 
Zip-Code 16127
Phone Number (724) 748-6091
Fax Number (724) 748-6100
Email Address: info@gcafcu.org
CEO/President Alysia McCandless
Members 8,646 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 82,257,344 
Website http://www.gcafcu.org 

Compare Grove City Area Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sru CU SRU Federal Credit Union 235 Grove City Rd 16057 (724) 794-6292 No 6.35
New Castle Bellco CU NEW CASTLE BELLCO FCU 1011 Wilmington Ave 16101 (724) 654-8485 No 18.21
Gnc Community CU Wilmington Branch 2907 Wilmington Rd 16105 (724) 652-1431 No 18.68
Shenango China Area Federal Credit CU CORPORATE OFFICE 136 CASCADE GALLERIA 16103 (724) 658-2686 No 18.79
Family 1st CU Family 1st Federal Credit Union 917 Moravia St 16101 (724) 656-8420 No 19.06

Grove City Area Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Grove City Area Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.29 3.49 4.24 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 180 146 173 99
Rank Among All Pennsylvania Credit Unions 39 68 42 52 34

Grove City Area Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.35 0.30 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 89 302 N/A
Rank Among All Pennsylvania Credit Unions N/A 27 10 84 N/A
Grove City Area Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,5311,625,839
All Other Unsecured Loans/Lines of Credit 8.5004832,510,129
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2903136,024,498
Used Vehicle Loans 3.49095110,062,347
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.240501,977,461
Total Other Real Estate Loans/Lines of Credit 3.99040421,301,213
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.25079457,297
TOTAL LOANS & LEASES 3,81143,958,784

Grove City Area Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 501,977,4613164,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 40421,301,213644,935,918
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 45423,278,674675,099,918

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Grove City Area Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes