Greater Watertown Federal Credit Union

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A short history of Greater Watertown FCU

Since its inception in 1935 the Greater Watertown Federal Credit Union has been serving its members in the watertown, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by JOHN KLIMAS, the Greater Watertown FCU has grown its membership to over 3,166 with assets of more than $18,386,625. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (860) 945-0611 or email them at INFO@GREATERWATERTOWN.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in watertown, CT.

General Information For Greater Watertown FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 660
Address 48 woodruff ave 
City watertown 
State Connecticut 
Zip-Code 06795
Phone Number (860) 945-0611
Fax Number (860) 274-6389
Email Address: INFO@GREATERWATERTOWN.COM
CEO/President JOHN KLIMAS
Members 3,166 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,386,625 
Website http://WWW.GREATERWATERTOWN.COM 

Compare Greater Watertown Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fd Community CU Meriden Rd 281 Meriden Rd 06705 (203) 346-6185 No 4.19
Greater Waterbury Healthcare CU Greater Waterbury healthcare FCU 64 Robbins St 06708 (203) 573-6227 No 4.87
Waterbury Postal Employees CU WATERBURY POSTAL EMPLOYEES FCU 135 Grand St Rm 209 06702 (203) 756-2891 No 5.65
Waterbury Police CU Waterbury Police FCU 255 E Main St 06720 (203) 757-6775 No 5.81
Waterbury Connecticut Teacher CU Danbury Branch 110 Federal Rd 06722 (203) 791-1117 No 6.03

Greater Watertown Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Greater Watertown Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.49 5.63 5.86 6.00 4.04
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 433 459 427 373 106
Rank Among All Connecticut Credit Unions 25 51 50 33 14

Greater Watertown Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.01 0.03 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 150 343 283
Rank Among All Connecticut Credit Unions N/A 15 23 45 32
Greater Watertown Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.490498730,672
All Other Unsecured Loans/Lines of Credit 10.340128433,787
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.630460,797
Used Vehicle Loans 5.8603922,876,034
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000116,604
Total Other Real Estate Loans/Lines of Credit 4.040904,115,157
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.1304565,077
TOTAL LOANS & LEASES 1,1588,298,128

Greater Watertown Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 116,60400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 743,775,8923579,000
Open-End Fixed Rate 16339,26500
TOTALS 914,131,7613579,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 904,115,1570
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Watertown Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes