Greater Springfield Credit Union

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A short history of Greater Springfield CU

Since its inception in 1927 the Greater Springfield Credit Union has been serving its members in the SPRINGFIELD, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer St.Peter, the Greater Springfield CU has grown its membership to over 9,226 with assets of more than $165,947,666. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (413) 782-3161 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPRINGFIELD, MA.

General Information For Greater Springfield CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67902
Address 1030 WILBRAHAM RD 
State Massachusetts 
Zip-Code 01109
Phone Number (413) 782-3161
Fax Number (413) 783-0142
Email Address:
CEO/President Jennifer St.Peter
Members 9,226 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 165,947,666 

Compare Greater Springfield Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Massmutual CU Bright Meadows 100 Bright Meadow BLVD 06082 (860) 562-1947 No 0.10
Springfield Street Railway Emp. CU springfield street railway employees credit union 640 Page Blvd Ste 102 01104 (413) 781-4454 No 1.61
Arrha CU 63 Park Avenue 63 Park Ave 01089 (413) 562-4092 No 1.62
Pioneer Valley CU Baystate Branch 2 Medical Center Dr 01104 (413) 733-2800 No 2.36
Freedom CU CHICOPEE 1976 MEMORIAL DR 01020 (413) 532-5085 No 2.60

Greater Springfield Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Greater Springfield Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.49 2.50 3.88 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 83 52 121 100
Rank Among All Massachusetts Credit Unions N/A 25 8 28 19

Greater Springfield Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 0.55 1.84 1.89
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 119 55 53 58
Rank Among All Massachusetts Credit Unions 6 15 9 3 2
Greater Springfield Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.9906652,215,541
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901963,110,557
Used Vehicle Loans 2.5008338,707,213
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.88045351,317,314
Total Other Real Estate Loans/Lines of Credit 4.00046315,242,564
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 15.00061345,706
TOTAL LOANS & LEASES 2,67180,938,895

Greater Springfield Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11313,941,472180,000
    b. 15 Years or less 34037,375,842173,101,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2187,286,341331,621,302
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2457,956,223302,355,367
Open-End Fixed Rate 0000
TOTALS 91666,559,878817,157,669


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Springfield Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes