Greater Kinston Credit Union

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A short history of Greater Kinston CU

Since its inception in 1952 the Greater Kinston Credit Union has been serving its members in the KINSTON, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by SHAWN WILSON, the Greater Kinston CU has grown its membership to over 5,661 with assets of more than $11,557,182. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (252) 527-4002 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KINSTON, NC.

General Information For Greater Kinston CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64034
Address 901 N. QUEEN STREET 
State North Carolina 
Zip-Code 28501
Phone Number (252) 527-4002
Fax Number (252) 527-7785
Email Address:
Members 5,661 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,557,182 

Compare Greater Kinston Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Guco CU Main Office 523 Evans St 27835 (252) 551-1599 No 24.90
North Carolina Community CU Base Branch 1350 Edwards St 27531 (919) 722-1919 No 26.97
First Carolina People's CU GOLDSBORO MAIN 201 E ASH ST 27533 (919) 736-0885 No 29.10

Greater Kinston Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Greater Kinston Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.25 8.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 424 664 N/A N/A
Rank Among All North Carolina Credit Unions N/A 39 53 N/A N/A

Greater Kinston Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 0.50 0.75 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 60 215 70
Rank Among All North Carolina Credit Unions 9 8 9 16 2
Greater Kinston Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 15.000371611,010
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.250253,980
Used Vehicle Loans 8.5001901,727,247
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.000985,397,165
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.00015104,227
TOTAL LOANS & LEASES 6767,893,629

Greater Kinston Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 221,129,59900
    b. 15 Years or less 12125,87800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 644,141,688120,000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 985,397,165120,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Kinston Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes