Greater Central Texas Federal Credit Union

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A short history of Greater Central Texas FCU

Since its inception in 1957 the Greater Central Texas Federal Credit Union has been serving its members in the KILLEEN, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bobby Whitson, the Greater Central Texas FCU has grown its membership to over 3,120 with assets of more than $25,805,778. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (254) 690-2274 or email them at deborahkelley@gctfcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KILLEEN, TX.

General Information For Greater Central Texas FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11995
Address 3305 E ELMS RD 
City KILLEEN 
State Texas 
Zip-Code 76542
Phone Number (254) 690-2274
Fax Number (254) 690-2708
Email Address: deborahkelley@gctfcu.net
CEO/President Bobby Whitson
Members 3,120 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 25,805,778 
Website http://www.gctfcu.net 

Compare Greater Central Texas Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Texas Partners CU Temple Branch 6935 W Adams Ave 76549 (254) 526-3081 No 7.88
Covenant Savings CU CSFCU 2904 E Stan Schlueter loop Bldg A 76542 (254) 634-8014 No 10.26
Belton CU Belton Federal Credit Union 400 N Wall St 76513 (254) 215-2025 No 19.37
Scott And White Employees CU Scott & White Empolyees Credit Union 2401 S 31st St 76503 (254) 778-3199 No 25.08
Temple Santa Fe Community CU Temple Santa Fe Community Credit Union 1750 W avenue A 76504 (254) 778-7222 No 25.82

Greater Central Texas Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Greater Central Texas Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 2.99 3.99 5.75 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 145 202 349 N/A
Rank Among All Texas Credit Unions 51 51 71 103 N/A

Greater Central Texas Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 263 227
Rank Among All Texas Credit Unions N/A 47 35 88 59
Greater Central Texas Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.950451749,776
All Other Unsecured Loans/Lines of Credit 12.000108361,441
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99043890,241
Used Vehicle Loans 3.99083701,758
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.750483,477,568
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.69041530,937
TOTAL LOANS & LEASES 7746,711,721

Greater Central Texas Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 243,81000
    b. 15 Years or less 9231,61900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 4750,37700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 332,451,7622211,172

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 483,477,5682211,172

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Central Texas Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes