Granite State Credit Union

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A short history of Granite State CU

Since its inception in 1945 the Granite State Credit Union has been serving its members in the MANCHESTER, New Hampshire area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Denise Caristi, the Granite State CU has grown its membership to over 35,353 with assets of more than $388,749,275. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (603) 668-2221 or email them at info@gscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MANCHESTER, NH.

General Information For Granite State CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63272
Address PO BOX 6420 
City MANCHESTER 
State New Hampshire 
Zip-Code 03108
Phone Number (603) 668-2221
Fax Number (603) 626-8029
Email Address: info@gscu.org
CEO/President Denise Caristi
Members 35,353 
Full-Time Employees 127 
Part-Time Employees 26 
Number of Branch Offices 9 
Total Assets 388,749,275 
Website http://www.gscu.org 

Compare Granite State Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members First Credit Union Of N.h. CU Bridge Street Branch 44 Bridge St 03105 (603) 622-8781 No 0.33
St. Mary's Bank CU Londonderry 50 Nashua Rd 03053 (603) 669-4600 No 0.88
Bellwether Community CU BCCU - Bedford Office 7 Leavey Dr 03104 (603) 645-8181 No 1.22
New Hampshire Postal CU NH Postal CU 955 Goffs Falls Rd 03103 (603) 625-9032 No 3.35
New Hampshire CU NH Federal Credit Union 70 Airport Rd 03301 (603) 224-7731 No 14.75

Granite State Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Granite State Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.45 2.45 4.25 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 78 46 174 260
Rank Among All New Hampshire Credit Unions N/A 3 1 5 8

Granite State Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.20 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 114 251 219
Rank Among All New Hampshire Credit Unions 4 6 8 8 5
Granite State Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.5003,40220,846,065
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4501,37025,735,712
Used Vehicle Loans 2.4507,13779,542,914
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250938136,941,406
Total Other Real Estate Loans/Lines of Credit 5.25092735,671,528
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2001,32612,276,826
TOTAL LOANS & LEASES 15,100311,014,451

Granite State Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 37959,203,093488,037,784
    b. 15 Years or less 33826,530,305243,443,500
Balloon/Hybrid
    a. > 15 years 133,356,20561,615,500
    b. 15 Years or less 7229,300,49892,242,320
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6631,47700
Adjustable Rate > 1 yr 13017,919,828111,691,106

OTHER REAL ESTATE

Closed-End Fixed Rate 40812,697,471441,999,676
Closed-End Adjustable Rate 613,043,10210672,650
Open-End Adjustable Rate 36516,511,813353,195,200
Open-End Fixed Rate 933,419,142111,300,000
TOTALS 1,865172,612,93419824,197,736

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 493,944,959520,000
Interest Only & Payment Option Other RE/LOC Loans 1958,607,3711,373,600
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Granite State Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes