Grand Heritage Federal Credit Union

Social
  • +1

A short history of Grand Heritage FCU

Since its inception in 1955 the Grand Heritage Federal Credit Union has been serving its members in the LAPORTE, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by SHARON HENISER, the Grand Heritage FCU has grown its membership to over 2,374 with assets of more than $16,162,293. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (219) 324-5220 or email them at grandheritagefcu@csinet.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LAPORTE, IN.

General Information For Grand Heritage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10666
Address 201 KOOMLER DR 
City LAPORTE 
State Indiana 
Zip-Code 46350
Phone Number (219) 324-5220
Fax Number (219) 324-5814
Email Address: grandheritagefcu@csinet.net
CEO/President SHARON HENISER
Members 2,374 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,162,293 
Website http://ghfcu.com 

Compare Grand Heritage Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
La Porte Community CU Main Office 1304 Jefferson Ave 46350 (219) 326-8050 No 1.20
Municipal Employees CU La Porte Fire Station #1 809 W 18th St 46350 (219) 380-2254 No 2.19
Generations CU GENERATIONS FEDERAL CREDIT UNION 706 BOYD BLVD 46350 (219) 326-5311 No 2.82
First Trust CU First Trust Credit Union 402 J St 46350 (219) 324-4359 No 8.41
South Shore Railroad Emp CU South Shore RR EFCU 505 N Carroll Ave 46360 (219) 210-4624 No 9.25

Grand Heritage Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Grand Heritage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 2.79 3.29 4.29 7.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 119 123 179 440
Rank Among All Indiana Credit Unions 27 18 17 30 58

Grand Heritage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.07 0.20 0.20 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 136 114 318 259
Rank Among All Indiana Credit Unions N/A 28 21 56 45
Grand Heritage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.950445423,258
All Other Unsecured Loans/Lines of Credit 12.000349403,211
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0006531,763
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.79051955,142
Used Vehicle Loans 3.2901551,606,987
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.290491,950,497
Total Other Real Estate Loans/Lines of Credit 7.2501175,914
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.000111,103
TOTAL LOANS & LEASES 1,1265,457,875

Grand Heritage Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13660,7943187,521
    b. 15 Years or less 361,289,703295,985
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 316,30600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 859,60800
TOTALS 602,026,4115283,506

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Grand Heritage Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes