Graco Federal Credit Union

  • +1

A short history of Graco FCU

Since its inception in 1962 the Graco Federal Credit Union has been serving its members in the ALMA, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stacy Grube, the Graco FCU has grown its membership to over 3,104 with assets of more than $18,206,763. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (989) 463-1247 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALMA, MI.

General Information For Graco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15304
Address 305 W DOWNIE ST 
City ALMA 
State Michigan 
Zip-Code 48801
Phone Number (989) 463-1247
Fax Number (989) 466-2760
Email Address:
CEO/President Stacy Grube
Members 3,104 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,206,763 

Compare Graco Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gratiot Community CU Gratiot Community CU 855 E Center St 48847 (989) 875-6184 No 0.38
Isabella Community CU Isabella Community Credit Union 2400 S Isabella RD 48804 (989) 773-5927 No 16.28
Montcalm Public Employees CU Montcalm Public Employees Credit Union 1157 E Main St 48829 (989) 427-5663 No 18.82
Journey CU Ovid Branch 1090 Baese Ct 48866 (989) 834-9800 No 25.73
Dow Chemical Employees' CU Dow Chemical Employees' Credit Union 600 E Lyon Rd 48641 (989) 835-7794 No 27.12

Graco Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Graco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 4.59 5.15 N/A 6.13
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 351 344 N/A 355
Rank Among All Michigan Credit Unions 42 102 85 N/A 73

Graco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.25 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 310 271
Rank Among All Michigan Credit Unions N/A 19 33 71 59
Graco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990217156,338
All Other Unsecured Loans/Lines of Credit 10.2705161,086,979
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.000195,353
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.59030442,248
Used Vehicle Loans 5.1506874,742,819
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 6.13035638,001
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.74075603,226
TOTAL LOANS & LEASES 1,5797,674,964

Graco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 35638,0016215,665
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 35638,0016215,665


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Graco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes