Government Employees Federal Credit Union

Social
  • +1

A short history of Government Employees FCU

Since its inception in 1934 the Government Employees Federal Credit Union has been serving its members in the AUSTIN, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dee Crisp, the Government Employees FCU has grown its membership to over 9,519 with assets of more than $137,355,121. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (512) 339-9812 or email them at mail@gefcu-austin.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AUSTIN, TX.

General Information For Government Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24465
Address PO BOX 81535 
City AUSTIN 
State Texas 
Zip-Code 78708
Phone Number (512) 339-9812
Fax Number (512) 836-3732
Email Address: mail@gefcu-austin.org
CEO/President Dee Crisp
Members 9,519 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 137,355,121 
Website http://www.gefcuaustin.org 

Compare Government Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Public Employees CU 10th Street Branch 306 E 10th St 78768 (512) 474-1955 No 0.39
Velocity CU Main Branch 610 E 11th St 78767 (512) 469-7000 No 0.56
Vatat CU VATAT Credit Union 614 E 12th St 78701 (512) 472-3258 No 0.62
Travis County CU Main Office 1101 N Interstate 35 78702 (512) 477-2641 No 0.71
Lcra CU FPP 104 E State Highway 71 Byp 78760 (979) 639-0023 No 3.08

Government Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Government Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 1.99 2.19 4.00 3.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 34 32 138 90
Rank Among All Texas Credit Unions 34 9 12 36 13

Government Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 0.30 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 302 N/A
Rank Among All Texas Credit Unions 35 47 29 105 N/A
Government Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.000244630,640
All Other Unsecured Loans/Lines of Credit 9.900310799,818
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99053410,380,714
Used Vehicle Loans 2.19076010,183,620
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00040929,356,505
Total Other Real Estate Loans/Lines of Credit 3.900893,268,006
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.7504174,988,307
TOTAL LOANS & LEASES 2,76359,607,610

Government Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8310,278,806172,948,236
    b. 15 Years or less 32619,077,699333,110,578
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 893,268,00615786,981
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 49832,624,511656,845,795

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Government Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes