Gold Coast Federal Credit Union

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A short history of Gold Coast FCU

Since its inception in 1936 the Gold Coast Federal Credit Union has been serving its members in the PALM SPRINGS, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Delaney, the Gold Coast FCU has grown its membership to over 20,905 with assets of more than $173,409,845. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (561) 965-1000 or email them at EASYMAIL@GCFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PALM SPRINGS, FL.

General Information For Gold Coast FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 967
Address 2226 S CONGRESS AVE 
City PALM SPRINGS 
State Florida 
Zip-Code 33406
Phone Number (561) 965-1000
Fax Number (561) 963-9320
Email Address: EASYMAIL@GCFCU.ORG
CEO/President Robert Delaney
Members 20,905 
Full-Time Employees 53 
Part-Time Employees
Number of Branch Offices
Total Assets 173,409,845 
Website http://GCFCU.ORG 

Compare Gold Coast Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Choice CU Main Office 1055 S Congress Ave 33406 (561) 641-0100 No 0.19
Guardians CU Boynton Beach 1301 N Congress Ave 33426 (561) 686-4006 No 0.31
Town Of Palm Beach CU Main Office 951 Okeechobee Rd Ste B 33401 (561) 655-4282 No 3.40
Velocity Community CU Pratt Office 17900 BEE LINE HWY 33420 (561) 775-2525 No 12.60
Ibm Southeast Employees CU Southlake 1135 Mount Zion Rd 33420 (770) 961-1101 No 12.93

Gold Coast Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Gold Coast Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.49 3.49 4.13 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 208 146 159 260
Rank Among All Florida Credit Unions N/A 41 21 22 33

Gold Coast Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.08 0.09 0.21 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 134 136 316 N/A
Rank Among All Florida Credit Unions N/A 20 28 62 N/A
Gold Coast Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.7404,5148,527,599
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.49086815,693,284
Used Vehicle Loans 3.4903,19041,103,883
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1301376,195,796
Total Other Real Estate Loans/Lines of Credit 5.2502075,866,425
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.2404262,985,682
TOTAL LOANS & LEASES 9,34280,372,669

Gold Coast Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2320,5956966,316
    b. 15 Years or less 1315,693,439141,188,372
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 4181,76200

OTHER REAL ESTATE

Closed-End Fixed Rate 1745,206,197321,298,600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 33660,22822,177
Open-End Fixed Rate 0000
TOTALS 34412,062,221543,455,465

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gold Coast Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes