Gha Federal Credit Union

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A short history of Gha FCU

Since its inception in 1974 the Gha Federal Credit Union has been serving its members in the Greenwich, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Diane Saperstein, the Gha FCU has grown its membership to over 2,433 with assets of more than $25,293,781. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (203) 863-3186 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Greenwich, CT.

General Information For Gha FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21774
Address 5 Perryridge Rd 
City Greenwich 
State Connecticut 
Zip-Code 06830
Phone Number (203) 863-3186
Fax Number (203) 863-3187
Email Address:
CEO/President Diane Saperstein
Members 2,433 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 25,293,781 

Compare Gha Federal Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members CU Members Credit Union 126 E Putnam Ave 06807 (203) 622-6050 No 1.34
Arnold Bakers Employees CU Arnold Bakers EFCU 10 Hamilton Ave 06830 (203) 531-2306 No 1.41
Greenwich Municipal Employees CU Greenwich Municipal Employees FCU 439 W Putnam Ave 06830 (203) 869-5280 No 1.55
Stamford Postal Employees CU MAIN OFFICE 2001 W MAIN ST STE 165 06902 (203) 964-1229 No 3.28
Port Chester Teachers CU Credit Union Office 118 S Ridge St Ste 3 10573 (914) 939-4870 No 3.90

Gha Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Gha Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.95 5.66 4.97 N/A 4.53
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 408 461 321 N/A 172
Rank Among All Connecticut Credit Unions 22 52 36 N/A 29

Gha Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.73 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 220 283
Rank Among All Connecticut Credit Unions N/A 13 17 17 32
Gha Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9504021,070,762
All Other Unsecured Loans/Lines of Credit 12.5803871,273,094
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.66053942,652
Used Vehicle Loans 4.9701111,088,110
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.530381,871,808
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.500317,440
TOTAL LOANS & LEASES 9946,263,866

Gha Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 123,25500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 371,848,5533205,000
Open-End Fixed Rate 0000
TOTALS 381,871,8083205,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gha Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes