Gesb Sheet Metal Workers Federal Credit Union

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A short history of Gesb Sheet Metal Workers FCU

Since its inception in 1960 the Gesb Sheet Metal Workers Federal Credit Union has been serving its members in the Portage, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michele Mihal, the Gesb Sheet Metal Workers FCU has grown its membership to over 1,943 with assets of more than $9,223,442. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (219) 764-3204 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Portage, IN.

General Information For Gesb Sheet Metal Workers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13974
Address 6450 Ameriplex Drive 
City Portage 
State Indiana 
Zip-Code 46368
Phone Number (219) 764-3204
Fax Number (219) 764-7405
Email Address: none
CEO/President Michele Mihal
Members 1,943 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,223,442 
Website http://www.gesbfcu.org 

Compare Gesb Sheet Metal Workers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Midwest Family CU MIDWEST FAMILY FCU 2832 WILLOWCREEK RD 46368 (219) 763-5640 No 1.52
Allegius CU Allegius Credit Union 244 Allegius Dr 46304 (219) 787-8049 No 3.94
Midwest Carpenters & Millwrights CU Credit Union Main Office 680 N Union St 46342 (219) 947-1568 No 4.20
Hobart Ind School Employees CU Hobart School Employees 2211 E 10th ST 46342 (219) 942-3939 No 5.71
St. Monica CU St. Monica FCU 645 Rhode Island St 46402 (219) 883-1861 No 7.89

Gesb Sheet Metal Workers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Gesb Sheet Metal Workers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.38 5.91 4.79 5.11
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 327 433 245 244
Rank Among All Indiana Credit Unions N/A 71 80 48 35

Gesb Sheet Metal Workers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 N/A 0.30 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 N/A 302 N/A
Rank Among All Indiana Credit Unions N/A 32 N/A 51 N/A
Gesb Sheet Metal Workers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.800131273,613
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0002721
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.3801061,871,546
Used Vehicle Loans 5.9101981,723,095
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7909858,550
Total Other Real Estate Loans/Lines of Credit 5.110474,197
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.19070780,188
TOTAL LOANS & LEASES 5205,581,910

Gesb Sheet Metal Workers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7778,9951115,800
    b. 15 Years or less 279,55500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 474,19700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 13932,7471115,800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gesb Sheet Metal Workers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes