Georgia Power Northwest Federal Credit Union

Social
  • +1

A short history of Georgia Power Northwest FCU

Since its inception in 1935 the Georgia Power Northwest Federal Credit Union has been serving its members in the ROME, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by MARCIA TIDMORE, the Georgia Power Northwest FCU has grown its membership to over 6,465 with assets of more than $57,090,949. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (706) 232-6871 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROME, GA.

General Information For Georgia Power Northwest FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 365
Address 906 N BROAD ST SE 
City ROME 
State Georgia 
Zip-Code 30161
Phone Number (706) 232-6871
Fax Number (706) 232-6150
Email Address: none
CEO/President MARCIA TIDMORE
Members 6,465 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 57,090,949 
Website http://WWW.GPNWFCU.ORG 

Compare Georgia Power Northwest Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Coosa Valley CU Cartersville Office 1149 N Tennessee St 30120 (770) 382-7234 No 1.37
Beka CU Main Office 301 Darlington Dr SW 30147 (706) 235-4481 No 4.26
Rome Kraft Employees CU Main Office 4620 Alabama Hwy NW 30129 (706) 295-9027 No 4.84
Roper Corporation Employees CU Main Office 1507 Broomtown Rd 30728 (706) 638-5109 No 29.42

Georgia Power Northwest Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Georgia Power Northwest Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.37 3.21 3.95 4.06 5.05
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 284 169 195 147 235
Rank Among All Georgia Credit Unions 19 28 26 11 18

Georgia Power Northwest Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 N/A 0.20 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 N/A 318 266
Rank Among All Georgia Credit Unions 12 27 N/A 42 31
Georgia Power Northwest Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.3701,3151,668,615
All Other Unsecured Loans/Lines of Credit 10.7705991,738,617
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2102054,846,321
Used Vehicle Loans 3.9501,01812,146,217
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.06013582,830
Total Other Real Estate Loans/Lines of Credit 5.050752,691,585
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.8502161,614,724
TOTAL LOANS & LEASES 3,44125,288,909

Georgia Power Northwest Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 158,50600
    b. 15 Years or less 11390,26800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1134,05600

OTHER REAL ESTATE

Closed-End Fixed Rate 6126,49200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 692,565,0937616,529
Open-End Fixed Rate 0000
TOTALS 883,274,4157616,529

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Georgia Power Northwest Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes