Georgia Guard Credit Union

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A short history of Georgia Guard CU

Since its inception in 1997 the Georgia Guard Credit Union has been serving its members in the MACON, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debra Montford, the Georgia Guard CU has grown its membership to over 968 with assets of more than $4,476,463. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (478) 741-4428 or email them at MYMONEY@GGCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MACON, GA.

General Information For Georgia Guard CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68291
Address 1030 SHURLING DR 
State Georgia 
Zip-Code 31211
Phone Number (478) 741-4428
Fax Number (478) 741-9502
CEO/President Debra Montford
Members 968 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,476,463 
Website http://GGCU.ORG 

Compare Georgia Guard Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cgr CU Warner Robins Branch 104 N Houston Rd 31093 (478) 745-0494 No 6.03
Brosnan Yard CU BROSNAN YARD FCU 223 WALNUT ST 31201 (478) 743-2083 No 6.39
Macon-bibb Employees Credit Union CU Macon-Bibb Employees Credit Union 150 Willie Smokie Glover Dr 31202 (478) 751-2729 No 6.52
Macon Firemen's CU MACON FIREMENS CREDIT UNION 899 Oglethorpe St 31201 (478) 741-4006 No 7.17
Georgia Power Macon CU GEORGIA POWER MACON FCU 960 KEY ST 31204 (478) 784-5860 No 9.05

Georgia Guard Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Georgia Guard Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.00 10.00 4.25 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 282 740 174 N/A
Rank Among All Georgia Credit Unions N/A 39 75 16 N/A

Georgia Guard Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.40 N/A 0.70 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 75 N/A 224 184
Rank Among All Georgia Credit Unions N/A 8 N/A 22 12
Georgia Guard Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.00094152,613
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00029461,283
Used Vehicle Loans 10.0001291,420,354
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250294,152
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.00017141,341
TOTAL LOANS & LEASES 2712,269,743

Georgia Guard Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 13,34600
    a. > 15 years 190,80600
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 294,15200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Georgia Guard Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes