Genisys Credit Union

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A short history of Genisys CU

Since its inception in 1964 the Genisys Credit Union has been serving its members in the AUBURN HILLS, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jacqueline Buchanan, the Genisys CU has grown its membership to over 191,911 with assets of more than $2,321,751,683. They have a main office and 29 branch offices. Please see the credit unions website or contact them by phone at (248) 322-9800 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AUBURN HILLS, MI.

General Information For Genisys CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68536
State Michigan 
Zip-Code 48326
Phone Number (248) 322-9800
Fax Number (248) 333-7911
Email Address:
CEO/President Jacqueline Buchanan
Members 191,911 
Full-Time Employees 399 
Part-Time Employees 46 
Number of Branch Offices 29 
Total Assets 2,321,751,683 

Compare Genisys Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Chief Financial CU Pontiac Branch 790 Joslyn Ave 48340 (248) 335-9493 No 0.45
Parda CU PARDA Federal Credit Union 259 E 24th St 49423 (616) 392-6979 No 1.86
Michigan Legacy CU Flat Rock Branch 22855 Gibraltar Rd 48134 (734) 379-9125 No 1.99
Cornerstone Community Financial CU Center Line 7291 Bernice 48015 (586) 754-2300 No 2.28
Metro North CU Waterford 4594 Pontiac Lake Rd 48328 (248) 674-0491 No 5.32

Genisys Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Genisys Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.24 2.24 3.88 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 56 35 119 56
Rank Among All Michigan Credit Unions 38 11 9 23 5

Genisys Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 1.05 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 165 234
Rank Among All Michigan Credit Unions N/A 14 17 31 51
Genisys Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90022,25940,000,590
All Other Unsecured Loans/Lines of Credit 12.90043,063184,930,028
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2502889,136,543
New Vehicle Loans 2.2405,986122,370,567
Used Vehicle Loans 2.24036,217417,871,617
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8802,862394,683,912
Total Other Real Estate Loans/Lines of Credit 3.5006,805131,730,873
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9905,18390,242,858
TOTAL LOANS & LEASES 122,6631,390,966,988

Genisys Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,005130,945,54415122,329,929
    b. 15 Years or less 1,224123,787,02410212,639,132
    a. > 15 years 5921,739,12721,047,500
    b. 15 Years or less 11950,740,18700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 122,412,35400
Adjustable Rate > 1 yr 44365,059,676294,792,938


Closed-End Fixed Rate 1,75465,195,05831115,306,949
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 5,05066,500,81527819,394,146
Open-End Fixed Rate 135,00000
TOTALS 9,667526,414,78587375,510,594


Interest Only & Payment Option 1st Mortgage Loans 62,731,5363,142,909
Interest Only & Payment Option Other RE/LOC Loans 6646,565547,825
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Genisys Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes