Gcs Credit Union

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A short history of Gcs CU

Since its inception in 1941 the Gcs Credit Union has been serving its members in the GRANITE CITY, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Keith Burton, the Gcs CU has grown its membership to over 37,473 with assets of more than $334,107,151. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (618) 797-7993 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GRANITE CITY, IL.

General Information For Gcs CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68623
Address 3970 MARYVILLE ROAD 
State Illinois 
Zip-Code 62040
Phone Number (618) 797-7993
Fax Number (618) 797-2033
Email Address: ----
CEO/President Keith Burton
Members 37,473 
Full-Time Employees 109 
Part-Time Employees 21 
Number of Branch Offices
Total Assets 334,107,151 
Website http://mygcscu.com 

Compare Gcs Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Operating Engineers Local #148 CU Operating Engineers Local #148 1503 Lindell Blvd 62040 (618) 451-7642 No 0.92
Processors-industrial Community CU Main 2400 Madison Ave 62040 (618) 452-2752 No 2.51
Fairmont Village CU Main Office 4426 Cookson Rd 62201 (618) 271-0521 No 6.03
Procter & Gamble St. Louis Emp. CU Procter & Gamble St. Louis Employees' Credit Union 169 E Grand Ave 63147 (314) 622-8209 No 6.33
Scott CU OFallon Branch 712 E Highway 50 62269 (800) 888-4728 No 7.41

Gcs Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Gcs Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.50 4.50 5.50 7.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 209 264 324 457
Rank Among All Illinois Credit Unions 28 64 65 49 65

Gcs Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.35 1.50 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 89 91 184
Rank Among All Illinois Credit Unions N/A 26 14 8 21
Gcs Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9006,57614,378,785
All Other Unsecured Loans/Lines of Credit 13.5003,12411,648,181
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5003,34864,842,316
Used Vehicle Loans 4.5009,977129,254,268
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.50072349,807,958
Total Other Real Estate Loans/Lines of Credit 7.5004688,348,272
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0008539,367,082
TOTAL LOANS & LEASES 25,069287,646,862

Gcs Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 27819,091,6437605,718
    b. 15 Years or less 36021,420,787171,226,400
    a. > 15 years 788,968,6138906,475
    b. 15 Years or less 0000
Other Fixed Rate 7326,9155131,115
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 3435,839,00618516,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1252,509,266155292,109
Open-End Fixed Rate 0000
TOTALS 1,19158,156,2302103,677,817


Interest Only & Payment Option 1st Mortgage Loans 3123,5100
Interest Only & Payment Option Other RE/LOC Loans 351,206,21489,642
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gcs Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes