Garden City Teachers Federal Credit Union

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A short history of Garden City Teachers FCU

Since its inception in 1952 the Garden City Teachers Federal Credit Union has been serving its members in the garden city, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by cynthia means, the Garden City Teachers FCU has grown its membership to over 1,983 with assets of more than $12,357,686. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (620) 275-0131 or email them at gctfcu@yahoo.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in garden city, KS.

General Information For Garden City Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7662
Address po box 705 
City garden city 
State Kansas 
Zip-Code 67846
Phone Number (620) 275-0131
Fax Number (620) 275-4738
Email Address: gctfcu@yahoo.com
CEO/President cynthia means
Members 1,983 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,357,686 
Website http://gctcu.org 

Compare Garden City Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Golden Plains CU GPCU-Corporate Hills 9555 E Corporate Hills Dr 67207 (316) 685-9555 No 3.55

Garden City Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Garden City Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.63 4.37 7.40 8.27
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 459 248 451 485
Rank Among All Kansas Credit Unions N/A 43 19 33 34

Garden City Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.44 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 276 266
Rank Among All Kansas Credit Unions N/A 17 N/A 34 24
Garden City Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.860431665,675
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.63023628,374
Used Vehicle Loans 4.3703243,605,581
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.40023804,004
Total Other Real Estate Loans/Lines of Credit 8.27017242,239
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.79039289,775
TOTAL LOANS & LEASES 8576,235,648

Garden City Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 14610,16200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 9193,84200
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 879,04500
Open-End Fixed Rate 9163,19400
TOTALS 401,046,24300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Garden City Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes