Galaxy Federal Credit Union

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A short history of Galaxy FCU

Since its inception in 1940 the Galaxy Federal Credit Union has been serving its members in the Franklin, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Antonucci, the Galaxy FCU has grown its membership to over 4,813 with assets of more than $54,745,307. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (814) 432-1207 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Franklin, PA.

General Information For Galaxy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4116
Address 1313 Liberty St 
City Franklin 
State Pennsylvania 
Zip-Code 16323
Phone Number (814) 432-1207
Fax Number (814) 437-3134
Email Address:
CEO/President Linda Antonucci
Members 4,813 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 54,745,307 

Compare Galaxy Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Franklin-oil Region Credit Union CU Franklin Oil Region Credit Union 101 N 13th ST 16323 (814) 432-4091 No 1.85
Oil Country CU CU Office 1050 E Spring St 16354 (814) 827-4605 No 16.24
K G C CU COMPUSOURCE SYSTEMS INC. 110 JOHN MUIR DR 14228 (800) 295-9100 No 20.58
The One CU Titusville High School Student Branch 302 E Walnut St 16335 (814) 336-2794 No 22.11
Grove City Area CU GROVE CITY AREA FCU 1 CREDIT UNION WAY 16127 (724) 458-7520 No 24.38

Galaxy Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Galaxy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.95 3.99 N/A 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 139 202 N/A 99
Rank Among All Pennsylvania Credit Unions N/A 51 65 N/A 34

Galaxy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 N/A 0.30 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 N/A 302 219
Rank Among All Pennsylvania Credit Unions 16 27 N/A 84 42
Galaxy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.0005372,014,474
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.000278,858
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9502074,557,089
Used Vehicle Loans 3.9904375,402,392
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 3.9901686,541,871
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9101641,857,371
TOTAL LOANS & LEASES 1,54020,382,055

Galaxy Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1686,541,87110450,140
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1686,541,87110450,140


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Galaxy Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes