Friends First Credit Union

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A short history of Friends First CU

Since its inception in 1974 the Friends First Credit Union has been serving its members in the OWENSBORO, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joanne Mason, the Friends First CU has grown its membership to over 1,109 with assets of more than $5,903,824. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (270) 684-1829 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OWENSBORO, KY.

General Information For Friends First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68637
Address 922 TRIPLETT ST STE 1 
State Kentucky 
Zip-Code 42303
Phone Number (270) 684-1829
Fax Number (270) 926-4058
Email Address: ----
CEO/President Joanne Mason
Members 1,109 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,903,824 

Compare Friends First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Green River Area CU MAIN OFFICE 3000 E 4TH ST 3000 Highway 144 42303 (270) 926-0210 No 2.35
Daviess County Teachers CU Daviess County Teachers Federal Credit Union 1900 Southeastern Pkwy 42302 (270) 684-8954 No 2.97
Audubon CU Main Office 1429 Breckenridge St 42302 (270) 685-3487 No 3.06
Modern Employees CU Modern Employees Federal Credit Union 1727 Moseley St 42303 (270) 685-1025 No 3.48
Owensboro CU Owensboro Federal Credit Union 717 Harvard Dr 42301 (270) 683-1054 No 4.20

Friends First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Friends First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.99 2.50 5.25 N/A 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 45 84 356 N/A 100
Rank Among All Kentucky Credit Unions 2 5 25 N/A 8

Friends First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 N/A 0.50 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 N/A 263 291
Rank Among All Kentucky Credit Unions N/A 20 N/A 23 31
Friends First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.9903593,520
All Other Unsecured Loans/Lines of Credit 11.950301788,617
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.50026434,030
Used Vehicle Loans 5.250117815,607
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.00018412,961
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.000520,168
TOTAL LOANS & LEASES 5022,564,903

Friends First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 18412,96100
Open-End Fixed Rate 0000
TOTALS 18412,96100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Friends First Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes