Franklin First Federal Credit Union

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A short history of Franklin First FCU

Since its inception in 1958 the Franklin First Federal Credit Union has been serving its members in the GREENFIELD, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michelle Dwyer, the Franklin First FCU has grown its membership to over 6,812 with assets of more than $60,380,444. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (413) 774-6700 or email them at TalkToUs@franklinfirst.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GREENFIELD, MA.

General Information For Franklin First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12604
Address 57 NEWTON STREET 
City GREENFIELD 
State Massachusetts 
Zip-Code 01301
Phone Number (413) 774-6700
Fax Number (413) 774-5014
Email Address: TalkToUs@franklinfirst.org
CEO/President Michelle Dwyer
Members 6,812 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 60,380,444 
Website http://www.franklinfirst.org 

Compare Franklin First Federal Credit Union To Other Local Credit Unions


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Umassfive College CU Hadley Branch 200 Westgate Center Dr 01035 (413) 256-5500 No 18.95
Northampton V.a.f. CU Northampton VAFF Credit Union 421 N Main St 01053 (413) 582-3110 No 20.19

Franklin First Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Franklin First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.00 1.99 1.99 3.49 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 341 34 21 70 100
Rank Among All Massachusetts Credit Unions 25 6 2 10 19

Franklin First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 1.97 1.72
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 42 73
Rank Among All Massachusetts Credit Unions N/A 21 28 2 5
Franklin First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.0001,0933,841,606
All Other Unsecured Loans/Lines of Credit 18.0008292,113,286
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 10.00023,647
New Vehicle Loans 1.99035529,871
Used Vehicle Loans 1.9908566,815,783
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.49021913,653,425
Total Other Real Estate Loans/Lines of Credit 4.0003157,116,275
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.50072434,328
TOTAL LOANS & LEASES 3,42134,508,221

Franklin First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 353,829,4573257,789
    b. 15 Years or less 1257,867,9687575,929
Balloon/Hybrid
    a. > 15 years 1104,52600
    b. 15 Years or less 189,81800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 571,761,65641112,203
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 812,060,4628331,874
Closed-End Adjustable Rate 471,004,27700
Open-End Adjustable Rate 1874,051,53699416,660
Open-End Fixed Rate 0000
TOTALS 53420,769,7001581,694,455

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Franklin First Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes