Four Points Federal Credit Union

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A short history of Four Points FCU

Since its inception in 1934 the Four Points Federal Credit Union has been serving its members in the OMAHA, Nebraska area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cheryl Mascarello, the Four Points FCU has grown its membership to over 7,088 with assets of more than $119,436,932. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (402) 431-5180 or email them at contact@fourpointsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OMAHA, NE.

General Information For Four Points FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24753
Address PO BOX 541030 
City OMAHA 
State Nebraska 
Zip-Code 68154
Phone Number (402) 431-5180
Fax Number (402) 431-5179
Email Address: contact@fourpointsfcu.org
CEO/President Cheryl Mascarello
Members 7,088 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 119,436,932 
Website http://www.fourpointsfcu.org 

Compare Four Points Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Boys Town CU Boys Town Federal Credit Union 13602 Flanagan Blvd 68010 (402) 498-1108 No 0.59
First Nebraska CU Atrium Offices 10685 Bedford Ave 68134 (402) 492-9100 No 2.67
Metro Health Services CU Maple Street Office 11102 Emmet St 68164 (402) 552-7169 No 3.23
Mutual First CU MFFCU Main Branch 14510 F St 68137 (402) 697-8200 No 3.24
Omaha Firefighters CU OFCU 4630 S 143rd St 68137 (402) 894-5005 No 3.57

Four Points Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Four Points Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.66 2.83 3.41 3.73 4.16
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 216 125 138 99 122
Rank Among All Nebraska Credit Unions 13 15 8 12 10

Four Points Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.23 N/A 1.19 0.74
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 103 N/A 135 193
Rank Among All Nebraska Credit Unions 6 7 N/A 7 15
Four Points Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.660343919,613
All Other Unsecured Loans/Lines of Credit 10.8102791,256,701
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8302485,928,295
Used Vehicle Loans 3.41094912,566,173
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.73026931,487,424
Total Other Real Estate Loans/Lines of Credit 4.1603578,777,030
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0204486,476,022
TOTAL LOANS & LEASES 2,89367,411,258

Four Points Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12818,355,487296,884,823
    b. 15 Years or less 525,458,023151,867,787
Balloon/Hybrid
    a. > 15 years 132,087,82900
    b. 15 Years or less 433,567,45000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 332,018,63500
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 802,198,93813420,391
Closed-End Adjustable Rate 21239,87800
Open-End Adjustable Rate 2566,338,21420603,952
Open-End Fixed Rate 0000
TOTALS 62640,264,454779,776,953

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2566,338,214603,952
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Four Points Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes