Florida State Employees Federal Credit Union

A short history of Florida State Employees FCU

Since its inception in 1961 the Florida State Employees Federal Credit Union has been serving its members in the Pensacola, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christina Reynolds, the Florida State Employees FCU has grown its membership to over 3,348 with assets of more than $26,463,756. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (850) 474-1400 or email them at fsefcu@fsefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pensacola, FL.

General Information For Florida State Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Florida State Employees Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Gulf Winds CU	GARDEN ST BRANCH	400 W GARDEN ST	32502	(850) 479-9601	No	6.23
Central Credit Union Of Florida CU	Home Office	1200 E Nine Mile Rd	32522	(850) 474-0970	No	6.48
Harvesters CU	Corporate Office	480 S Highway 29	32533	(850) 968-2233	No	7.61
Pen Air CU	Saufley	4523 Saufley Field Rd	32514	(850) 505-3200	No	7.81
Pensacola L & N CU	PENSACOLA L&N FEDERAL CREDIT UNION	251 AMBER ST	32503	(850) 433-6159	No	8.08

Florida State Employees Federal Credit Union Financial Performance Charts

Financial Data

Florida State Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.97	4.03	3.74	5.37	5.43
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	250	285	174	311	281
Rank Among All Florida Credit Unions	25	58	23	48	35

Florida State Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	0.20	0.75	0.95
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	114	215	166
Rank Among All Florida Credit Unions	N/A	19	24	38	16

Florida State Employees Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.970	800	1,499,301
All Other Unsecured Loans/Lines of Credit	11.260	190	543,505
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.030	133	2,194,949
Used Vehicle Loans	3.740	441	4,257,252
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.370	23	852,654
Total Other Real Estate Loans/Lines of Credit	5.430	29	416,289
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.210	53	678,025
TOTAL LOANS & LEASES		1,669	10,441,975

Florida State Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	22	833,799	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	1	18,855	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	29	416,289	1	30,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	52	1,268,943	1	30,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Florida State Employees Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes