First Unity Federal Credit Union

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A short history of First Unity FCU

Since its inception in 2014 the First Unity Federal Credit Union has been serving its members in the McComb, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Samuel Hall, the First Unity FCU has grown its membership to over 1,210 with assets of more than $3,180,180. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (601) 680-4419 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in McComb, MS.

General Information For First Unity FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24859
Address 122 5th Ave Ste B 
City McComb 
State Mississippi 
Zip-Code 39648
Phone Number (601) 680-4419
Fax Number () -
Email Address: ----
CEO/President Samuel Hall
Members 1,210 
Full-Time Employees 2 
Part-Time Employees 3 
Number of Branch Offices 1 
Total Assets 3,180,180 
Website  

Compare First Unity Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mccomb CU Main 913 Delaware Ave 39648 (601) 684-7764 No 7.70
Washington Educational Assoc CU WASHINGTON EDUCATIONAL ASSOCIATION FEDERAL CREDIT UNION 308 11TH AVE 70438 (985) 795-1108 No 24.83
S H P E CU Main Office 1110 Highway 1042 70441 (225) 222-6869 No 28.34
Fourth Ward CU Fourth Ward Federal Credit Union 60233 Smilin Acres Rd 70422 (985) 517-6162 No 29.50

First Unity Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Unity Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 9.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 722 N/A N/A
Rank Among All Mississippi Credit Unions N/A 36 43 N/A N/A

First Unity Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 2.15 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 30 N/A
Rank Among All Mississippi Credit Unions N/A 26 N/A 2 N/A
First Unity Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.000253229,891
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00015160,867
Used Vehicle Loans 9.5003781,949,372
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.000121547,104
TOTAL LOANS & LEASES 7672,887,234

First Unity Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Unity Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No