First Priority Federal Credit Union

A short history of First Priority FCU

Since its inception in 1925 the First Priority Federal Credit Union has been serving its members in the Huntington, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Krista Christian, the First Priority FCU has grown its membership to over 10,015 with assets of more than $56,989,734. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (304) 733-9450 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Huntington, WV.

General Information For First Priority FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare First Priority Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Waycose CU	Main office	3851 Piedmont Rd	25701	(304) 429-1213	No	4.64
Novamont Emp. CU	Office	200 Big Sandy River Rd	25530	(304) 453-5935	No	5.35
Ibew 317 CU	ibew 317 fcu	1848 Madison Ave Ste B	25701	(304) 522-4871	No	5.48
Huntingtonized CU	481 8th Ave West	481 8th Ave W	25701	(304) 528-2400	No	6.33
Huntington West Va Firemens CU	Main Office	839 7th Ave	25721	(304) 523-8321	No	7.13

First Priority Federal Credit Union Financial Performance Charts

Financial Data

First Priority Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.49	2.24	3.24	6.25	7.25
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	296	56	119	392	440
Rank Among All West Virginia Credit Unions	13	3	7	32	29

First Priority Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.22	0.34	0.54	0.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	104	91	254	227
Rank Among All West Virginia Credit Unions	N/A	15	4	24	21

First Priority Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.490	1,011	1,871,931
All Other Unsecured Loans/Lines of Credit	5.990	1,066	1,383,384
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.240	323	6,606,678
Used Vehicle Loans	3.240	528	6,996,532
Total 1st Mortgage Real Estate Loans/Lines of Credit	6.250	209	11,491,831
Total Other Real Estate Loans/Lines of Credit	7.250	9	231,206
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	8.740	450	2,880,822
TOTAL LOANS & LEASES		3,596	31,462,384

First Priority Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	62	2,209,853	13	333,733
Balloon/Hybrid
a. > 15 years	58	2,949,792	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	89	6,332,186	17	1,230,216

OTHER REAL ESTATE

Closed-End Fixed Rate	9	231,206	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	218	11,723,037	30	1,563,949

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

First Priority Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes