First Neshoba Federal Credit Union

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A short history of First Neshoba FCU

Since its inception in 1964 the First Neshoba Federal Credit Union has been serving its members in the Philadelphia, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jackie Long, the First Neshoba FCU has grown its membership to over 3,406 with assets of more than $16,080,294. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (601) 656-1183 or email them at jmartin@fnfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Philadelphia, MS.

General Information For First Neshoba FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16435
Address P.O. Box 685 
City Philadelphia 
State Mississippi 
Zip-Code 39350
Phone Number (601) 656-1183
Fax Number (601) 656-9700
Email Address: jmartin@fnfcu.org
CEO/President Jackie Long
Members 3,406 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,080,294 
Website http://fnfcu.org 

Compare First Neshoba Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Choctaw CU CHOCTAW FCU 203 CHOCTAW TOWN CENTER 39350 (601) 656-0055 No 4.62

First Neshoba Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Neshoba Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 4.15 7.44 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 300 582 N/A N/A
Rank Among All Mississippi Credit Unions 14 21 32 N/A N/A

First Neshoba Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 N/A 0.20 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 N/A 318 266
Rank Among All Mississippi Credit Unions 11 25 N/A 34 19
First Neshoba Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9009374,343
All Other Unsecured Loans/Lines of Credit 9.5704101,227,646
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0002312,281
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.15049957,823
Used Vehicle Loans 7.4401351,225,441
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7901441,063,877
TOTAL LOANS & LEASES 8544,561,411

First Neshoba Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Neshoba Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes