First Miami University Student Federal Credit Union

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A short history of First Miami University Student FCU

Since its inception in 1988 the First Miami University Student Federal Credit Union has been serving its members in the Oxford, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patrick O'Malley, the First Miami University Student FCU has grown its membership to over 694 with assets of more than $659,218. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (513) 529-1251 or email them at firstmiami@muohio.edu to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Oxford, OH.

General Information For First Miami University Student FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24336
Address 2011 Armstrong Student Center, 550  
City Oxford 
State Ohio 
Zip-Code 45056
Phone Number (513) 529-1251
Fax Number (513) 529-1988
Email Address: firstmiami@muohio.edu
CEO/President Patrick O'Malley
Members 694 
Full-Time Employees
Part-Time Employees 60 
Number of Branch Offices
Total Assets 659,218 
Website  

Compare First Miami University Student Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Miami University Community CU Miami University 4200 N University Blvd 45042 (513) 217-4013 No 2.48
Allwealth CU AllWealth - Westside 200 N Brookwood Ave 45013 (513) 868-5881 No 10.06
Aurgroup CU AurGroup Financial Credit Union 3085 Creekside Dr 45014 (513) 942-4422 No 14.67
Cincinnati Employees CU Cincinnati Employees Credit Union 1003 Harrison Ave Ste 200 45030 (513) 367-4495 No 16.23
Whitewater Community CU Main 1157 Harrison Ave 45030 (513) 202-1306 No 16.24

First Miami University Student Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Miami University Student Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.99 N/A N/A N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 520 N/A N/A N/A N/A
Rank Among All Ohio Credit Unions 95 N/A N/A N/A N/A

First Miami University Student Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A N/A N/A
Rank Among All Ohio Credit Unions N/A 19 N/A N/A N/A
First Miami University Student Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.990455193,035
All Other Unsecured Loans/Lines of Credit 9.8803146,814
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 0.00000
Used Vehicle Loans 0.00000
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 486239,849

First Miami University Student Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Miami University Student Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes