First Citizens' Federal Credit Union

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A short history of First Citizens' FCU

Since its inception in 1937 the First Citizens' Federal Credit Union has been serving its members in the FAIRHAVEN, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by PETER MUISE, the First Citizens' FCU has grown its membership to over 84,332 with assets of more than $742,144,226. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (508) 999-1341 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FAIRHAVEN, MA.

General Information For First Citizens' FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24254
Address 200 MILL RD STE 100 
City FAIRHAVEN 
State Massachusetts 
Zip-Code 02719
Phone Number (508) 999-1341
Fax Number (508) 999-4626
Email Address: none
CEO/President PETER MUISE
Members 84,332 
Full-Time Employees 185 
Part-Time Employees
Number of Branch Offices 11 
Total Assets 742,144,226 
Website http://www.firstcitizens.org 

Compare First Citizens' Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Southern Mass CU Southern Mass Credit Union Main Office 123 Alden Rd 02719 (508) 994-9971 No 1.58
St. Anne CU St Anne Credit Union 93 Union St 02740 (508) 993-0011 No 2.92
New Bedford CU New Bedford Credit Union 120 Dawson St 02745 (508) 998-9115 No 3.16
Southcoast CU St Luke's Hospital 101 Page St 02740 (508) 997-4475 No 3.63
St. Anthony Of New Bedford CU St. Anthony of New Bedford FCU 1743 Acushnet Ave 02746 (508) 996-5492 No 4.07

First Citizens' Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Citizens' Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.64 3.99 3.88 4.38
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 227 202 119 151
Rank Among All Massachusetts Credit Unions N/A 58 44 27 32

First Citizens' Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 274 234
Rank Among All Massachusetts Credit Unions 10 19 27 53 46
First Citizens' Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.4903,1304,840,060
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.64011,953140,094,837
Used Vehicle Loans 3.99021,921193,483,316
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8802,423264,339,764
Total Other Real Estate Loans/Lines of Credit 4.38097632,324,379
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5002552,190,122
TOTAL LOANS & LEASES 40,658637,272,478

First Citizens' Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,366157,510,1276013,184,186
    b. 15 Years or less 53218,626,765263,069,600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 345,998,20700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 13654,17900
Adjustable Rate > 1 yr 47881,550,4864220,672,762

OTHER REAL ESTATE

Closed-End Fixed Rate 55018,822,086633,535,836
Closed-End Adjustable Rate 10282,61700
Open-End Adjustable Rate 41613,219,676302,231,135
Open-End Fixed Rate 0000
TOTALS 3,399296,664,14322142,693,519

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 24612,280,942650,984
Interest Only & Payment Option Other RE/LOC Loans 36113,667,3661,449,058
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Citizens' Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes