First Carolina People's Credit Union

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A short history of First Carolina People's CU

Since its inception in 1952 the First Carolina People's Credit Union has been serving its members in the GOLDSBORO, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by CRYSTAL GRANT, the First Carolina People's CU has grown its membership to over 2,413 with assets of more than $29,455,598. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (919) 736-0885 or email them at fcpostalcu@nc.rr.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GOLDSBORO, NC.

General Information For First Carolina People's CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62673
Address PO BOX 1637 
City GOLDSBORO 
State North Carolina 
Zip-Code 27533
Phone Number (919) 736-0885
Fax Number (919) 736-0892
Email Address: fcpostalcu@nc.rr.com
CEO/President CRYSTAL GRANT
Members 2,413 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 29,455,598 
Website http://www.fcpcu.com 

Compare First Carolina People's Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
North Carolina Community CU Base Branch 1350 Edwards St 27531 (919) 722-1919 No 2.11
Greater Kinston CU GREATER KINSTON CREDIT UNION 901 N Queen St 28501 (252) 527-4002 No 24.56

First Carolina People's Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Carolina People's Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 4.25 5.25 3.95 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 311 356 133 229
Rank Among All North Carolina Credit Unions 18 28 32 14 12

First Carolina People's Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.50 N/A 1.50 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 66 N/A 91 192
Rank Among All North Carolina Credit Unions 10 4 N/A 5 12
First Carolina People's Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.000216458,786
All Other Unsecured Loans/Lines of Credit 14.0004511,295,902
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.25026548,900
Used Vehicle Loans 5.2501341,329,763
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.95019117,115,427
Total Other Real Estate Loans/Lines of Credit 5.000391,034,931
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.75043599,072
TOTAL LOANS & LEASES 1,10022,382,781

First Carolina People's Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9717,61700
    b. 15 Years or less 4413,4592203,490
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 481,823,70215238,464
Adjustable Rate > 1 yr 13014,160,64961,025,600

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 391,034,9311258,732
Open-End Fixed Rate 0000
TOTALS 23018,150,358351,526,286

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Carolina People's Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes