Financialedge Community Credit Union

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A short history of Financialedge Community CU

Since its inception in 1950 the Financialedge Community Credit Union has been serving its members in the Bay City, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeremy Coberley, the Financialedge Community CU has grown its membership to over 8,959 with assets of more than $93,614,446. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (989) 892-6088 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bay City, MI.

General Information For Financialedge Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61619
Address PO Box 446 
City Bay City 
State Michigan 
Zip-Code 48707
Phone Number (989) 892-6088
Fax Number (989) 460-3194
Email Address:
CEO/President Jeremy Coberley
Members 8,959 
Full-Time Employees 32 
Part-Time Employees
Number of Branch Offices
Total Assets 93,614,446 

Compare Financialedge Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Great Lakes CU Credit Union Plus 9426 Birch Run Rd 48415 (989) 624-9344 No 0.01
United Bay Community CU Mattawan 52800 N Main St 48415 (269) 668-6336 No 0.85
Sunrise Family CU Essexville Branch 190 N Powell Rd 48732 (989) 892-1833 No 1.36
Copoco Community CU Straits Branch 1479 Straits Dr 48706 (989) 684-1873 No 2.02
Wildfire CU Wildfire Credit Union 6640 Bay Rd 48605 (989) 249-8200 No 7.50

Financialedge Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Financialedge Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.83 4.11 4.53 4.19 4.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 235 294 268 168 224
Rank Among All Michigan Credit Unions 36 86 68 40 47

Financialedge Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.32 0.80 0.81
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 94 207 183
Rank Among All Michigan Credit Unions N/A 19 15 46 35
Financialedge Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.8301,6222,975,808
All Other Unsecured Loans/Lines of Credit 10.2201,1963,375,268
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.1101152,140,221
Used Vehicle Loans 4.5301,09411,459,713
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.19056432,212,317
Total Other Real Estate Loans/Lines of Credit 4.9502744,074,054
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5103513,507,506
TOTAL LOANS & LEASES 5,21659,744,887

Financialedge Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 715,059,487111,326,795
    b. 15 Years or less 25211,298,642221,957,098
    a. > 15 years 564,073,411121,048,040
    b. 15 Years or less 18511,780,7775158,470
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1011,852,91612340,146
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1732,221,13887415,294
Open-End Fixed Rate 0000
TOTALS 83836,286,3711495,245,843


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Financialedge Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes