Financial Security Credit Union

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A short history of Financial Security CU

Since its inception in 1954 the Financial Security Credit Union has been serving its members in the CARLSBAD, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Judy Carrasco, the Financial Security CU has grown its membership to over 4,262 with assets of more than $43,884,848. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (575) 887-6030 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CARLSBAD, NM.

General Information For Financial Security CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62452
State New Mexico 
Zip-Code 88220
Phone Number (575) 887-6030
Fax Number (575) 885-5054
Email Address:
CEO/President Judy Carrasco
Members 4,262 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 43,884,848 

Compare Financial Security Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
U-1st Community CU Main Office 601 N Canal St 88220 (575) 887-1785 No 8.63
Internationalites CU Internationalites FCU 901 N Canal St 88220 (575) 885-4027 No 8.85
Eddy CU Eddy Federal Credit Union 909 W Pierce St 88220 (575) 887-1784 No 9.03

Financial Security Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Financial Security Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.60 4.55 5.87 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 307 347 428 N/A N/A
Rank Among All New Mexico Credit Unions 10 26 19 N/A N/A

Financial Security Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.50 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 263 243
Rank Among All New Mexico Credit Unions N/A 17 N/A 26 20
Financial Security Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.600253693,489
All Other Unsecured Loans/Lines of Credit 12.7605713,002,374
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.55037110,555,046
Used Vehicle Loans 5.8705148,733,740
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0703393,348,689
TOTAL LOANS & LEASES 2,04826,333,338

Financial Security Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Financial Security Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes