Financial Federal Credit Union

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A short history of Financial FCU

Since its inception in 1937 the Financial Federal Credit Union has been serving its members in the MIAMI, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carlos Pinto, the Financial FCU has grown its membership to over 6,759 with assets of more than $50,709,626. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (305) 577-1328 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MIAMI, FL.

General Information For Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2149
State Florida 
Zip-Code 33131
Phone Number (305) 577-1328
Fax Number (305) 577-2005
Email Address:
CEO/President Carlos Pinto
Members 6,759 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 50,709,626 

Compare Financial Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Miami CU Main 51 SW 1st Ave Ste 604 33130 (305) 377-1017 No 0.72
United Police CU Branch Office 400 NW 2nd Ave Rm 309 33126 (305) 329-1400 No 1.04
Miami Firefighters CU Miami Firefighters Federal Credit Union 1111 NW 7th St 33136 (305) 324-4004 No 1.86
South Florida CU Branch Office-Cedars 1400 NW 12th Ave 33136 (305) 545-0744 No 2.71
Electricians' Local 349 CU Electricians Local 349 CU 1657 NW 17th Ave 33125 (305) 325-0511 No 2.77

Financial Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.95 4.95 3.80 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 139 318 108 200
Rank Among All Florida Credit Unions 24 26 47 13 19

Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.14 N/A 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 121 N/A 302 259
Rank Among All Florida Credit Unions N/A 16 N/A 60 37
Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,2732,354,941
All Other Unsecured Loans/Lines of Credit 17.9009021,755,353
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9501232,316,212
Used Vehicle Loans 4.9503003,139,353
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.800131,734,926
Total Other Real Estate Loans/Lines of Credit 4.750431,592,152
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.5007,0532,377,859
TOTAL LOANS & LEASES 9,70715,270,796

Financial Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 131,734,9262160,430
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 11348,69300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 321,243,45900
Open-End Fixed Rate 0000
TOTALS 563,327,0782160,430


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Financial Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes