Fedtrust Federal Credit Union

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A short history of Fedtrust FCU

Since its inception in 1959 the Fedtrust Federal Credit Union has been serving its members in the MEMPHIS, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Ussery, the Fedtrust FCU has grown its membership to over 4,728 with assets of more than $40,031,446. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (901) 526-6778 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MEMPHIS, TN.

General Information For Fedtrust FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13233
Address 167 N MAIN ST., STE 102 
State Tennessee 
Zip-Code 38103
Phone Number (901) 526-6778
Fax Number (901) 526-8667
Email Address: none
CEO/President Richard Ussery
Members 4,728 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 40,031,446 
Website http://www.fedtrustfcu.com 

Compare Fedtrust Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Shelby County CU SHELBY COUNTY FEDERAL CREDIT UNION 150 Washington Ave 38103 (901) 222-1900 No 1.23
Agility Financial CU Agility Financial Credit Union 2005 Nonconnah Blvd 38132 (901) 332-2685 No 1.99
Memphis Municipal Employees CU Memphis Municipal EFCU 577 Dr Ml King Jr Ave 38126 (901) 528-2816 No 2.04
Kimberly Clark CU Main Office 1520 N 2nd St 38107 (901) 521-4646 No 2.26
Kennedy Va Employees CU Kennedy Va Employees FCU 1030 Jefferson Ave 38104 (901) 523-8990 No 2.69

Fedtrust Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Fedtrust Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.25 1.99 1.99 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 362 34 21 138 100
Rank Among All Tennessee Credit Unions 30 8 1 24 10

Fedtrust Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 284 243
Rank Among All Tennessee Credit Unions N/A 20 22 39 34
Fedtrust Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.250236525,053
All Other Unsecured Loans/Lines of Credit 12.8507371,798,068
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901533,292,623
Used Vehicle Loans 1.9904075,507,770
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00014113,394,072
Total Other Real Estate Loans/Lines of Credit 4.000761,898,301
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.600671,007,979
TOTAL LOANS & LEASES 1,81727,423,866

Fedtrust Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 715,217,9863733,209
    a. > 15 years 0000
    b. 15 Years or less 708,176,08631,362,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 761,898,30126114,189
Open-End Fixed Rate 0000
TOTALS 21715,292,373322,209,398


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fedtrust Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes