Fedone Federal Credit Union

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A short history of Fedone FCU

Since its inception in 1961 the Fedone Federal Credit Union has been serving its members in the Laguna Niguel, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Rosales, the Fedone FCU has grown its membership to over 2,305 with assets of more than $19,803,323. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (949) 360-3203 or email them at richard@fedonefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Laguna Niguel, CA.

General Information For Fedone FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14631
Address 24000 Avila Rd # U120 
City Laguna Niguel 
State California 
Zip-Code 92677
Phone Number (949) 360-3203
Fax Number (949) 831-0928
Email Address: richard@fedonefcu.org
CEO/President Richard Rosales
Members 2,305 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,803,323 
Website http://www.fedonefcu.org 

Compare Fedone Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Capstone CU Capstone Federal Credit Union 3 POLARIS WAY STE 31B 92656 (800) 854-7125 No 3.72
Eagle Community CU Laguna Niguel Branch 24000 Avila Rd 92677 (949) 588-9400 No 6.54
Orange County's CU Orange County's CU 1701 E Saint Andrew Pl 92705 (714) 755-5900 No 15.28
Comunidad Latina CU COMUNIDAD LATINA FEDERAL CREDIT UNION 1317 W WARNER AVE 92704 (714) 754-7675 No 16.27
Santa Ana CU Main 800 W Santa Ana Blvd 92701 (714) 834-1341 No 17.70

Fedone Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Fedone Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 1.99 1.99 N/A 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 34 21 N/A 200
Rank Among All California Credit Unions 11 15 12 N/A 57

Fedone Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 N/A N/A 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 N/A N/A 243
Rank Among All California Credit Unions 24 26 N/A N/A 62
Fedone Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.990366758,049
All Other Unsecured Loans/Lines of Credit 9.0004031,523,497
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.990731,221,527
Used Vehicle Loans 1.9901201,489,068
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.75012439,947
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.99015217,904
TOTAL LOANS & LEASES 9895,649,992

Fedone Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 12439,94700
Open-End Fixed Rate 0000
TOTALS 12439,94700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fedone Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes