Employees Of Chippewa Cnty Credit Union

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A short history of Employees Of Chippewa Cnty CU

Since its inception in 1957 the Employees Of Chippewa Cnty Credit Union has been serving its members in the SAULT SAINTE MA, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sabrina Oshelski, the Employees Of Chippewa Cnty CU has grown its membership to over 1,535 with assets of more than $11,422,003. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (906) 632-4210 or email them at credit@fecccu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAULT SAINTE MA, MI.

General Information For Employees Of Chippewa Cnty CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62105
Address 119 E WATER ST 
City SAULT SAINTE MA 
State Michigan 
Zip-Code 49783
Phone Number (906) 632-4210
Fax Number (906) 632-4360
Email Address: credit@fecccu.com
CEO/President Sabrina Oshelski
Members 1,535 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,422,003 
Website http://www.fecccu.com 

Compare Employees Of Chippewa Cnty Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Soo Co-op CU I75 Branch 4489 I 75 Business Spur 49783 (906) 632-5302 No 8.60
Chippewa County CU Chippewa County Credit Union 402 W Spruce St 49783 (906) 632-3134 No 8.87

Employees Of Chippewa Cnty Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Employees Of Chippewa Cnty Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 2.48 4.00 7.53 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 80 203 458 N/A
Rank Among All Michigan Credit Unions 75 16 53 106 N/A

Employees Of Chippewa Cnty Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.27 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 102 263 227
Rank Among All Michigan Credit Unions N/A 16 19 59 48
Employees Of Chippewa Cnty Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.500119337,840
All Other Unsecured Loans/Lines of Credit 11.500290400,819
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4801092,277,427
Used Vehicle Loans 4.0003503,410,141
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.530693,133
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4602272,429,063
TOTAL LOANS & LEASES 1,1018,948,423

Employees Of Chippewa Cnty Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 693,13300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 693,13300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Employees Of Chippewa Cnty Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes