Families And Schools Together Federal Credit Union

A short history of Families And Schools Together FCU

Since its inception in 1954 the Families And Schools Together Federal Credit Union has been serving its members in the HANFORD, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paula Lehn, the Families And Schools Together FCU has grown its membership to over 15,426 with assets of more than $152,982,894. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (559) 584-0922 or email them at online@fastcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HANFORD, CA.

General Information For Families And Schools Together FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Families And Schools Together Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Kings CU	Kings Federal Credit Union	1415 W Lacey Blvd	93230	(559) 582-4438	No	2.46
Tucoemas CU	Cypress	5222 W Cypress Ave	93278	(559) 737-5900	No	15.81
Tulare County CU	Tulare Corporate Branch	300 N K St	93274	(559) 686-1791	No	17.18

Families And Schools Together Federal Credit Union Financial Performance Charts

Financial Data

Families And Schools Together Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.98	3.75	6.70	4.51	4.81
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	158	243	517	206	206
Rank Among All California Credit Unions	24	96	161	88	60

Families And Schools Together Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.02	0.16	N/A	0.52	0.32
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	135	117	N/A	258	257
Rank Among All California Credit Unions	28	30	N/A	74	73

Families And Schools Together Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.980	2,445	4,939,290
All Other Unsecured Loans/Lines of Credit	10.850	1,395	3,185,662
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.750	1,171	24,010,913
Used Vehicle Loans	6.700	1,554	20,322,452
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.510	261	61,380,186
Total Other Real Estate Loans/Lines of Credit	4.810	92	2,823,745
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.120	171	1,638,564
TOTAL LOANS & LEASES		7,089	118,300,812

Families And Schools Together Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	72	10,977,474	6	1,377,750
b. 15 Years or less	123	7,445,647	12	1,080,085
Balloon/Hybrid
a. > 15 years	21	19,896,792	3	4,367,497
b. 15 Years or less	14	20,999,665	3	5,160,738
Other Fixed Rate	23	1,508,753	1	125,000
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	8	551,855	2	72,015

OTHER REAL ESTATE

Closed-End Fixed Rate	64	1,975,621	12	506,500
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	28	848,124	5	55,413
Open-End Fixed Rate	0	0	0	0
TOTALS	353	64,203,931	44	12,744,998

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	8	551,855		72,015
Interest Only & Payment Option Other RE/LOC Loans	28	848,124		55,413
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Families And Schools Together Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	Yes
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes