Fairwinds Credit Union

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A short history of Fairwinds CU

Since its inception in 1949 the Fairwinds Credit Union has been serving its members in the ORLANDO, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Larry Tobin, the Fairwinds CU has grown its membership to over 178,722 with assets of more than $2,180,741,029. They have a main office and 35 branch offices. Please see the credit unions website or contact them by phone at (407) 277-6030 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ORLANDO, FL.

General Information For Fairwinds CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68417
Address 135 W CENTRAL BLVD, SUITE 1220 
State Florida 
Zip-Code 32801
Phone Number (407) 277-6030
Fax Number (407) 658-6149
Email Address: none
CEO/President Larry Tobin
Members 178,722 
Full-Time Employees 512 
Part-Time Employees 16 
Number of Branch Offices 35 
Total Assets 2,180,741,029 

Compare Fairwinds Credit Union To Other Local Credit Unions

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ATM Access
Distance (Miles)
Local 606 Electrical Workers CU LOCAL 606 ELECTRICAL WORKERS FCU 820 VIRGINIA DR 32803 (407) 896-4733 No 1.42
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Mccoy CU McCoy Federal Credit Union 5757 Curry Ford Rd 32859 (407) 855-5452 No 2.17
Priority CU Melbourne 2305 Minton Rd 32904 (407) 333-3250 No 2.18
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Fairwinds Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Fairwinds Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 16.74 3.05 3.00 4.13 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 543 151 92 160 100
Rank Among All Florida Credit Unions 68 30 13 23 7

Fairwinds Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 251 219
Rank Among All Florida Credit Unions N/A 22 27 48 26
Fairwinds Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 16.74030,85057,557,325
All Other Unsecured Loans/Lines of Credit 8.95022,21426,298,233
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0505,837195,716,298
Used Vehicle Loans 3.00023,207266,295,998
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1305,358770,427,781
Total Other Real Estate Loans/Lines of Credit 4.0002,37776,309,116
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,39422,976,887
TOTAL LOANS & LEASES 91,2371,415,581,638

Fairwinds Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,300452,024,27740594,825,001
    b. 15 Years or less 2,378228,797,54021228,827,121
    a. > 15 years 213,660,9593132,080
    b. 15 Years or less 15925,227,2513913,900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 46650,884,093726,386,980
Adjustable Rate > 1 yr 349,833,66100


Closed-End Fixed Rate 67620,036,4651154,847,613
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,48251,641,6621043,949,206
Open-End Fixed Rate 2194,630,989201,667,593
TOTALS 7,735846,736,897934141,549,494


Interest Only & Payment Option 1st Mortgage Loans 181,827,3752,611,212
Interest Only & Payment Option Other RE/LOC Loans 1269,088,731802,550
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fairwinds Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes