F.c.s. Federal Credit Union

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A short history of F.c.s. FCU

Since its inception in 1966 the F.c.s. Federal Credit Union has been serving its members in the Floydada, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karrie Williams, the F.c.s. FCU has grown its membership to over 1,229 with assets of more than $12,600,053. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (806) 983-5126 or email them at fcsfcu@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Floydada, TX.

General Information For F.c.s. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17696
Address 230 W California St 
City Floydada 
State Texas 
Zip-Code 79235
Phone Number (806) 983-5126
Fax Number (806) 983-5126
Email Address: fcsfcu@sbcglobal.net
CEO/President Karrie Williams
Members 1,229 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,600,053 
Website http://floydadacreditunion.org 

Compare F.c.s. Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Plains CU Office 209 W 4th St 79073 (806) 293-7091 No 27.92
Hale County Teachers CU Hale County Teachers FCU 611 Broadway St 79072 (806) 296-2485 No 27.95

F.c.s. Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

F.c.s. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 7.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 588 N/A N/A
Rank Among All Texas Credit Unions N/A 151 193 N/A N/A

F.c.s. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.45 0.75 1.15 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 70 32 143 192
Rank Among All Texas Credit Unions N/A 24 3 42 46
F.c.s. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.900276364,535
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.000701,490,830
Used Vehicle Loans 7.5002762,436,260
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00065745,534
TOTAL LOANS & LEASES 6875,037,159

F.c.s. Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

F.c.s. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No